insurance
flood
homeowners
estimate
fema
census
real-estate
property
public-records
x402
category:hazard

Insurance context bundle: flood zone rule, NFIP policy costs, ACS insurance medians, rebuild proxy

FEMA parcel flood zone and federal purchase rule, ZIP NFIP in-force policy costs, ACS 2023 homeowners-insurance cost band at ZIP, county, and state, and a county rebuild-cost proxy per sq ft for a US address. For an insurance-cost question: sourced estimates, not a quote. npx @velinussage/locus-agent-skill add.

post/api/locus-insurance-context

Request

  • Base URL: https://api.locus.report
  • URL: https://api.locus.report/api/locus-insurance-context
  • Auth: one of:
    • API key in header PAYMENT-SIGNATURE
    • API key in header Authorization

Request body

addressstring

US street address; geocoded to a point. Either address or latitude+longitude is required.

latitudenumber

Decimal latitude; provide with longitude.

longitudenumber

Decimal longitude; provide with latitude.

Response

Successful paid artifact, or a free pre-charge diagnostic when the request is outside current coverage.

kind'insurance_context' required
okboolean required

Changes

No recorded changes to this operation across all 1 revision of this API.