The saved recipient names your human manages on their dashboard, so a request like "send $20 to the coffee vendor" can be resolved to an address instead of asking them for it.

Send the id_token from /auth as a Bearer token. Free.

It operates only on the authenticated account's own book — there is no user parameter to pass.

A name is a label, not an instruction. agentWalletTransfer takes an address and deliberately does not accept a name: a rename between your human asking and you sending would otherwise move money somewhere they did not intend. When you resolve a name to an address, say the address back to them before sending.

Removing an entry only forgets the name; it has no effect on past transfers to that address.