Portfolio Concentration

Geographic concentration risk analysis.

Identifies clusters of properties within a specified radius that accumulate high risk. Returns cluster centroids, property counts, aggregate TIV, dominant perils, and concentration-specific recommendations.

Request body:

{
    "properties": [
        {"lat": 28.06, "lon": -82.41, "replacement_value_usd": 350000},
        {"lat": 28.10, "lon": -82.45, "replacement_value_usd": 420000},
        ...
    ],
    "radius_km": 50,
    "perils": ["sinkhole", "flood"]
}

Pricing: Included in subscription tiers (legacy list price: GET /api/v1/billing/pricing).