Portfolio Assess

Full portfolio risk assessment.

Accepts up to 1,000 properties and returns individual risk summaries plus portfolio-level aggregates:

• Risk distribution (LOW/MODERATE/HIGH/CRITICAL)
• Decision distribution (APPROVE/CONDITIONS/REFER/DECLINE)
• Geographic concentration clusters
• PML estimates at 100yr and 250yr return periods
• Diversification score (0-100)
• Actionable rebalancing recommendations

Request body:

{
    "properties": [
        {
            "lat": 28.06,
            "lon": -82.41,
            "property_type": "single_family",
            "construction_type": "wood_frame",
            "replacement_value_usd": 350000
        },
        ...
    ],
    "perils": ["all"]
}

Pricing: Included in subscription tiers (legacy list price: GET /api/v1/billing/pricing).