XS2A.risk
Get a list of all xs2a.risk transaction objects
Get a list of all xs2a.risk transaction object, or filter using query parameters.
get/risks
Query parameters
account_holderstring
Filter using account holder of the account
ibanstring
Filter using iban
bicstring
Filter using bic
country_id'DE' | 'AT' | 'CH'
The 2-letter country code
Example:DE
Filter using two letter country id
merchant_idstring
Filter by merchant_id
per_pageinteger
Items per page
pageinteger
Which page to display
fromstring date-time
Filter by date. Pass ISO8601 conform dates (yyyy-mm-ddThh:mm:ss-zzzz). The time and timezone portions are optional and may be omitted (e.g yyyy-mm-dd or yyyy-mm-ddThh:mm:ss).
tostring date-time
Filter by date. Pass ISO8601 conform dates (yyyy-mm-ddThh:mm:ss-zzzz). The time and timezone portions are optional and may be omitted (e.g yyyy-mm-dd or yyyy-mm-ddThh:mm:ss).
sincestring date-time
Filter by date (format yyyy-mm-dd or yyyy-mm-ddThh:mm:ssZ or an ISO8601 conform date. You can also supply date expressions like "-2 weeks" oder "-4 month"). This parameter has been deprecated in favor of from and to.
Response
Request successfully processed
Example response
{
"total": 26,
"per_page": 15,
"current_page": 1,
"last_page": 15,
"from": 1,
"to": 15,
"data": [
{
"id": "xr_hd84kg9zns53lvh1",
"transaction": "10001-xr-abcd-abcd",
"account_holder": "MUSTERMANN, HARTMUT",
"iban": "DE62888888880012345678",
"bic": "TESTDE88XXX",
"bank_name": "Testbank",
"country_id": "DE",
"testmode": "1",
"created_at": "2015-05-05 11:47:45",
"metadata": {
"key1": "value1"
},
"object": "xs2a_risk",
"xs2a_account_snapshot": {
"object": "xs2a_account_snapshot",
"days": 45,
"from": "0000-12-27",
"to": "0000-12-30",
"filters": [
"rent, income"
],
"all_tags": "1",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_age_verification_check": {
"confirmed": true,
"created_at": "2014-03-23 15:55:54",
"object": "xs2a_age_verification_check"
},
"xs2a_balance_check": {
"object": "xs2a_balance_check",
"check_amount": 100,
"check_currency_id": "EUR",
"check_passed": "1",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_balance_overview": {
"object": "xs2a_balance_overview",
"balance": 135.99,
"available": 1135.99,
"limit": 1000.99,
"currency_id": "EUR",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_cashflow_overview": {
"created_at": "2014-03-23 15:55:54",
"object": "xs2a_cashflow_overview",
"cashflow": [
{
"incoming": 543.25,
"outgoing": 234.21,
"minimum_balance": 135.52,
"currency_id": "EUR"
}
]
},
"xs2a_chargeback_check": {
"chargebacks_count": 2,
"chargebacks_coverage": 1,
"chargebacks_revoked": 1,
"chargebacks_sum_amount": 43.2,
"currency_id": "EUR",
"object": "xs2a_chargeback_check",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_risk_insurance_contract_check": {
"result": {
"category_id": "K.8.1.1.2",
"counter_holder": "Max Mustermann",
"insurance_policy_number": [
"111111-V"
],
"count": 1,
"meta_data": []
}
},
"xs2a_profit_loss_check": {
"result": {
"tax_ids": [
"123/456/7890"
],
"profit_loss": {
"period_start": "2019-02-01",
"period_end": "2019-04-30",
"period_days": 90,
"turnover_income": 2452.23,
"cash_deposit": 123.55,
"other_income": 2456.23,
"rent_expense": 256.56,
"supplies_expense": 4535.82,
"personnel_expense": 45345.12,
"tax_expense": 43534.63,
"other_expense": 34234.25,
"cashflow": 3434324234.52,
"cashflow_revenue_ratio": 0.12
}
}
},
"xs2a_income_check": {
"data": {
"full_months_count": 2,
"category_short_name": {
"monthly_sums": {
"2020-09": 3124.29
},
"months_sums_median": 234.25,
"months_sums_minimum": 123.62,
"min_date": "2019-02-01",
"max_date": "2019-05-01",
"current_payment": true,
"forecast": 786.25,
"forecast_month_count": 3,
"current_employers": 3,
"employer": {
"name": "Tink Germany GmbH",
"months_with_salaries_count": 3,
"booking_date_first_salary": "2020-07-23",
"booking_date_last_salary": "2020-09-18",
"months_sums_median": 255,
"months_sums_minimum": 189
}
}
},
"created_at": "2030-03-23 15:55:54"
},
"xs2a_account_linked_offers_check": {
"links": [
{
"link": "https://xs2a.com/ad/adl_Erab3azqBjyTtm5d/alo_BAuSoMgqt0vgGuuS",
"description": "FinTecSystem GmbH",
"image": "base64"
}
]
},
"xs2a_credit_check": {
"checks": [
"income, credit"
],
"check_days": 30,
"results": {
"income": {
"amount": 3124.29,
"currency": "EUR"
},
"rent": {
"amount": 3124.29,
"currency": "EUR"
}
},
"object": "xs2a_credit_check",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_direct_debit_check": {
"check_amount": 123.99,
"check_currency_id": "EUR",
"start_date": "2014-03-23",
"end_date": "2014-03-31",
"recommendation": "DATE",
"recommendation_date": "2014-03-25",
"object": "xs2a_direct_debit_check",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_fact_sheet_lists": {
"fields": [
{
"name": "test",
"tags": [
"expenditure",
"banking-fees"
],
"categories": [
"K.8.2.1"
],
"min_amount": -20,
"max_amount": -2
}
],
"days": 180,
"result": [
{
"fields": {
"name": "test",
"categories": [
"K.8.2.1"
],
"tags": [
"expenditure",
"banking-fees"
],
"min_amount": -20,
"max_amount": -2
},
"turnovers_count": 57,
"sum_amounts": -481.81,
"timespan": 1,
"distinct_counter_holders": 14,
"turnovers": 57
}
],
"created_at": "2020-02-13 14:21:25",
"object": "xs2a_fact_sheet_lists"
},
"xs2a_name_check": {
"match": "0",
"similarity": 50,
"created_at": "2021-08-11 13:10:36",
"object": "xs2a_name_check"
},
"xs2a_overdraft_limit_check": {
"booking_days": 23,
"overdraft_limit_days": 23,
"maximum_overdraft_used": -3760.13,
"average_overdraft_used": -2032.85,
"median_overdraft_used": -1466.21,
"currency_id": "EUR",
"object": "xs2a_overdraft_limit_check",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_seizure_check": {
"days": 90,
"object": "xs2a_seizure_check",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_standing_orders_check": {
"standing_orders": [
{
"sender_account": {
"holder": "Account Holder",
"description": "Account description",
"iban": "DE04888888880087654321",
"bic": "TESTDE88XXX",
"country_id": "DE"
},
"recipient_account": {
"holder": "Account Holder",
"description": "Account description",
"iban": "DE04888888880087654321",
"bic": "TESTDE88XXX",
"country_id": "DE"
},
"amount": 500,
"currency": "EUR",
"purpose": "Purpose",
"frequency": "m",
"frequency_interval": 1,
"day": 31,
"start_execution": "2014-11-05"
}
],
"object": "xs2a_standing_orders",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_all_accounts_check": {
"accounts": [
{
"holder": "Account Holder",
"description": "Account description",
"iban": "DE04888888880087654321",
"bic": "TESTDE88XXX",
"country_id": "DE"
}
],
"object": "xs2a_all_accounts_check",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_account_status_check": {
"account_details": [
{
"identifier": "Account Identifier",
"holder": "MUSTERMANN, HARTMUT",
"description": "Girokonto",
"iban": "DE62888888880012345678",
"bic": "TESTDE88XXX",
"account_number": "12345678",
"bank_code": "88888888",
"bank_name": "Testbank",
"country_id": "DE",
"joint_account": "0",
"account_type": "giro",
"balance": 2123.25,
"available": 3123.25,
"limit": 1000.56,
"currency_id": "EUR",
"turnover_days": 90,
"turnover_available_days": 89,
"turnover_count": 137,
"average_account_usage": "1.50",
"completeness": {
"counter_holder": "0.86",
"counter_iban": "0.01",
"purpose": "1.00"
},
"account_data_available": "1"
}
],
"other_accounts": [
{
"holder": "Account Holder",
"iban": "DE04888888880087654321",
"bic": "TESTDE88XXX",
"country_id": "DE",
"bank_name": "Testbank",
"type": "giro"
}
],
"credit_cards": [
{
"holder": "Account Holder",
"iban": "2135*******45643",
"bic": "CREDIT88XXX",
"country_id": "DE",
"bank_name": "Testbank",
"description": "VISA"
}
],
"days": 365,
"all_accounts": "1",
"created_at": "2014-03-23 15:55:54",
"object": "xs2a_account_status_check"
},
"xs2a_holder_identification_check": {
"accounts": [
{
"type": "giro",
"holder": "MUSTERMANN, HARTMUT",
"iban": "DE62888888880012345678",
"matches": [
{
"expected_holder": "Expected Holder",
"match": "PERSON"
}
]
}
],
"object": "xs2a_holder_identification_check",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_risk_calculations_check": {
"calculations": [
{
"tags": [
"transfer"
],
"categories": [
"K.1.1"
],
"functions": [
"sum",
"count",
"median",
"average",
"last",
"min",
"max",
"min_date",
"max_date",
"clean_sum",
"exists",
"sums_of_every_month",
"counts_of_every_month",
"median_of_all_month_sums",
"average_of_all_month_sums",
"min_of_all_month_sums",
"max_of_all_month_sums",
"distinct_counter_holders"
],
"name": "Example name",
"days": 180,
"results": {
"count": 3
}
}
],
"created_at": "2014-03-23 15:55:54",
"object": "xs2a_risk_calculations_check"
},
"xs2a_account_characteristics_check": {
"chargebacks": {
"chargebacks_coverage_count": 33,
"chargebacks_coverage_amount": 400.01,
"chargebacks_revoke_count": 2,
"chargebacks_revoke_amount": 20
},
"encashment": {
"collection_count": 12,
"collection_amount": 2000,
"collection_office_count": 2
},
"account_profile": {
"cash_withdrawals": 12,
"cash_deposits": 2,
"payment_gez": "0",
"payment_schufa": "0",
"payment_donation": "1",
"payment_party": "1",
"payment_club": "0"
},
"loans": {
"loans_count": 11,
"loans_amount": 3333.33,
"subprime_lender_count": 3
},
"flags": {
"gambling": "1",
"creditcard": "1"
},
"object": "xs2a_account_characteristics_check",
"created_at": "2014-03-23 15:55:54"
},
"xs2a_collection_check": {
"result": {
"instant_payment": true,
"monthly_installment": [
{
"value": 20,
"currency_id": "EUR",
"day_of_month": 1
}
],
"cash_flow_per_month": [
{
"value": 222,
"currency_id": "EUR",
"periods": 1
}
],
"motor_vehicle": true,
"usable_account": true,
"debt_collection": [
{
"sum": 289.02,
"payments": 1,
"currency_id": "EUR",
"average_per_month": 230.56
}
]
}
}
}
]
}