Accounts
Retrieve Account
Retrieves a single account by ID or public route when it is visible to the credential, including its crypto wallet. The reserved id me retrieves the account associated with the current Account API key; user tokens have no single account, so they must address one by ID or route.
get/accounts/{id}
Path parameters
idstring required
Account ID, prefixed biz_, its public route, or me for the account associated with the current API key.
Response
account settling on stablecoin rails
Example response
{
"balances": [
{
"balance": "50.0",
"breakdown": {
"available": "1500.0",
"in_transit": "0",
"pending": "0",
"pending_settlements": [
{
"amount": "12.5",
"date": "2026-01-01"
}
],
"reserve": "0"
},
"icon_url": "https://assets.whop.com/tokens/usd.png",
"name": "US Dollar",
"price_usd": 1,
"symbol": "USD",
"value_usd": "50.00"
}
],
"banner_image_url": "https://whop-assets-example.s3.amazonaws.com/uploads/image/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx",
"business_address": {
"city": "Austin",
"country": "US",
"line1": "4180 Burnet Rd",
"line2": "Suite 2",
"postal_code": "78756",
"state": "TX"
},
"business_name": "Shine Time Auto Detailing, LLC",
"business_type": "other",
"capabilities": {
"accept_bank_payments": "active",
"accept_bnpl_payments": "inactive",
"accept_card_payments": "active",
"bank_deposit": "inactive",
"card_deposit": "active",
"card_issuing": "inactive",
"crypto_deposit": "active",
"crypto_payout": "inactive",
"instant_payout": "inactive",
"run_ads": "active",
"standard_payout": "inactive",
"transfer": "inactive"
},
"cards": {
"kind": "individual",
"status": "approved"
},
"collect_vat_id": true,
"company_formation": {
"documents": [
{
"id": "file_xxxxxxxxxxxxxx",
"name": "Articles of Organization",
"type": "articles_of_organization",
"url": "https://whop-assets-example.s3.amazonaws.com/uploads/audio/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx"
}
],
"legal_name": "Shine Time Auto Detailing, LLC",
"signatures": {
"form8821": {
"expires_at": "2026-01-01T12:00:00.000Z",
"status": "pending",
"url": "https://sign.doola.com/shine-time-auto-detailing/form8821"
},
"ss4": {
"expires_at": "2026-01-01T12:00:00.000Z",
"status": "pending",
"url": "https://sign.doola.com/shine-time-auto-detailing/form8821"
}
},
"state_registered": true
},
"country": "us",
"created_at": "2026-01-01T12:00:00.000Z",
"description": "Mobile ceramic coating, paint correction, and interior detailing across the Austin metro.",
"email": "marcus@shinetime.example",
"eula": {
"content_type": "application/pdf",
"created_at": "2026-01-01T12:00:00.000Z",
"filename": "evidence.pdf",
"id": "file_xxxxxxxxxxxxxx",
"multipart_chunk_size": 5242880,
"multipart_upload_id": "upload-id",
"multipart_upload_urls": [
{
"part_number": 1,
"url": "https://whop-assets-example.s3.amazonaws.com/uploads/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx/application.pdf"
}
],
"object": "file",
"size": 9670,
"upload_headers": {},
"upload_status": "pending",
"upload_url": "https://whop-assets-example.s3.amazonaws.com/uploads/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx/application.pdf",
"url": "https://whop-assets-example.s3.amazonaws.com/uploads/audio/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx",
"visibility": "private"
},
"home_preferences": [
"hide_member_count"
],
"id": "biz_xxxxxxxxxxxxxx",
"industry_group": "automotive",
"industry_type": "other",
"invoice_prefix": "SHINE",
"logo_url": "https://whop-assets-example.s3.amazonaws.com/uploads/image/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx",
"metadata": {
"external_id": "shop_4417",
"region": "austin"
},
"onboarding_type": "seller",
"opengraph_image_url": "https://whop-assets-example.s3.amazonaws.com/uploads/image/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx",
"opengraph_image_variant": "black",
"other_business_description": "Mobile auto detailing",
"other_industry_description": "Automotive services",
"owner": {
"id": "user_xxxxxxxxxxxxxx",
"name": "Dana Whitfield",
"profile_picture": {
"url": "https://ui-avatars.com/api/"
},
"username": "danawhitfield"
},
"parent_account": {
"id": "biz_xxxxxxxxxxxxxx",
"logo_url": "https://whop-assets-example.s3.amazonaws.com/uploads/image/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx",
"route": "shine-time-holdings",
"title": "Shine Time Holdings"
},
"payment_controls": {
"dispute_alert_auto_refund": {
"threshold_usd": 500
},
"dispute_alert_fee_usd": 29,
"pending_auto_topup_fee_percentage": 2,
"reserve": {
"hold_period_days": 14,
"percentage": 15
},
"resolution_center_auto_refund": {
"card_threshold_usd": 50,
"financing_threshold_usd": 25,
"paypal_threshold_usd": 40
},
"restricted_payment_methods": [
"card_visa"
],
"undated_pending_reason": "pending_information_request",
"withdrawal_schedule": {
"frequency": "manual"
}
},
"privacy_policy": {
"content_type": "application/pdf",
"created_at": "2026-01-01T12:00:00.000Z",
"filename": "evidence.pdf",
"id": "file_xxxxxxxxxxxxxx",
"multipart_chunk_size": 5242880,
"multipart_upload_id": "upload-id",
"multipart_upload_urls": [
{
"part_number": 1,
"url": "https://whop-assets-example.s3.amazonaws.com/uploads/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx/application.pdf"
}
],
"object": "file",
"size": 9670,
"upload_headers": {},
"upload_status": "pending",
"upload_url": "https://whop-assets-example.s3.amazonaws.com/uploads/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx/application.pdf",
"url": "https://whop-assets-example.s3.amazonaws.com/uploads/audio/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx",
"visibility": "private"
},
"product_tax_code": {
"id": "ptc_xxxxxxxxxxxxxx",
"name": "General - Digital Goods",
"product_type": "digital"
},
"recommended_actions": [
{
"action": "apply_for_financing",
"blocked_capabilities": [
"accept_bnpl_payments"
],
"cta": "https://whop.com/dashboard/biz_xxxxxxxxxxxxxx/settings/payments/",
"cta_label": "Apply",
"description": "Let customers pay over time with buy now, pay later.",
"icon_url": "https://whop.com/illustrations/orange/piggy-bank.svg",
"impact_score": 86,
"reasoning": "Financing lifts conversion on the $249 ceramic coating, the priciest job on the menu.",
"status": "optional",
"title": "Offer financing at checkout"
}
],
"require_2fa": true,
"required_actions": [
{
"action": "verify_identity",
"blocked_capabilities": [
"standard_payout"
],
"cta": "https://whop.com/dashboard/biz_xxxxxxxxxxxxxx/balance/",
"cta_label": "Verify now",
"description": "Complete verification to withdraw your earnings.",
"icon_url": "https://whop.com/illustrations/orange/shield.svg",
"status": "required",
"title": "Complete your identity verification"
}
],
"return_policy": {
"content_type": "application/pdf",
"created_at": "2026-01-01T12:00:00.000Z",
"filename": "evidence.pdf",
"id": "file_xxxxxxxxxxxxxx",
"multipart_chunk_size": 5242880,
"multipart_upload_id": "upload-id",
"multipart_upload_urls": [
{
"part_number": 1,
"url": "https://whop-assets-example.s3.amazonaws.com/uploads/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx/application.pdf"
}
],
"object": "file",
"size": 9670,
"upload_headers": {},
"upload_status": "pending",
"upload_url": "https://whop-assets-example.s3.amazonaws.com/uploads/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx/application.pdf",
"url": "https://whop-assets-example.s3.amazonaws.com/uploads/audio/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx",
"visibility": "private"
},
"route": "biz_xxxxxxxxxxxxxx",
"social_links": [
{
"id": "social_1",
"title": "@shinetimedetail",
"url": "https://instagram.com/shinetimedetail",
"website": "instagram"
}
],
"status": "active",
"status_reason": "Payments are paused while we review recent chargebacks on this account.",
"store_page_config": {
"accent_color": "red",
"layout": "compact",
"profile_variant": "business",
"whop_affiliate_link": true
},
"target_audience": "Owners of new and enthusiast vehicles in Austin, TX",
"tax_collection_enabled_states": [
"TX"
],
"tax_identifiers": [
{
"id": "txid_xxxxxxxxxxxxxx",
"tax_id_type": "eu_vat",
"tax_id_value": "DE123456789"
}
],
"tax_remitted_by": "self",
"tax_type": "inclusive",
"terms_of_service": {
"content_type": "application/pdf",
"created_at": "2026-01-01T12:00:00.000Z",
"filename": "evidence.pdf",
"id": "file_xxxxxxxxxxxxxx",
"multipart_chunk_size": 5242880,
"multipart_upload_id": "upload-id",
"multipart_upload_urls": [
{
"part_number": 1,
"url": "https://whop-assets-example.s3.amazonaws.com/uploads/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx/application.pdf"
}
],
"object": "file",
"size": 9670,
"upload_headers": {},
"upload_status": "pending",
"upload_url": "https://whop-assets-example.s3.amazonaws.com/uploads/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx/application.pdf",
"url": "https://whop-assets-example.s3.amazonaws.com/uploads/audio/2026-01-01/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx",
"visibility": "private"
},
"three_ds_level": "mandate_challenge",
"title": "Shine Time Auto Detailing",
"total_usd": "50.00",
"use_logo_as_opengraph_image_fallback": true,
"verification": {
"business": null,
"individual": null
},
"wallet": {
"address": "0xabc123",
"id": "cwal_xxxxxxxxxxxxxx",
"network": "ethereum"
}
}