Scam message checker

Judge whether a text message, email, WhatsApp, voicemail transcript or web message is a scam. Returns a verdict (scam, suspicious or likely legitimate), a risk score, the concrete signals found with the evidence quoted from the message, what the reader should do next, and a safe reply. Knows Dutch scams (bankhelpdeskfraude, WhatsApp 'hoi mam/pap' family emergency, fake Tikkie and iDEAL links, DigiD, Belastingdienst, CJIB fines, parcel delivery fees, Marktplaats payment requests, energy refunds) as well as international phishing, tech support, investment and romance scams. Answers in the language of the message unless told otherwise. This is an AI assessment, not proof: a legitimate message can look suspicious and a scam can look clean. Costs 10 credits per call with an API key or a signed-in session, drawn from the same monthly balance as REST calls (1 credit) and renders (25). Without either, a small free demo allowance per day. Also available on the MCP server as check_scam_message.