Get TokPortal Coverage status

Returns the effective TokPortal Coverage status, current 30-day period, account-specific rate, unpaid periods, task access, and an exact timestamped reactivation quote for one eligible saved account. At current_period_end, status and task_access change immediately even if recorded_status remains included or active for a few minutes until the renewal worker persists the transition; period_expired makes that boundary explicit. A zero-credit quote is valid. Use its current_period_end and lock_version snapshot for reactivation. An eligible TikTok or Instagram account created before the global Coverage cutoff is grandfathered and has no subscription record. A missing record can also mean the account is not Coverage-eligible or has not reached delivery, so clients must not infer grandfathering from a generic 404. Coverage is independent from bundle completion or closure.