x402

Credit Score Band (x402)

Convert and interpret credit scores between different scoring systems. Maps FICO, VantageScore, Experian, Equifax scores to universal risk bands with percentile estimates.

get/x402/v2/credit-score-band

Request

  • Base URL: https://api.strale.io
  • URL: https://api.strale.io/x402/v2/credit-score-band
  • Auth: none required

Query parameters

scorenumber required

Credit score value

systemstring

Scoring system: fico, vantagescore, experian, equifax (default: fico)

Response

Success

bandstring
scorenumber
systemstring
system_namestring
next_band_thresholdinteger
percentile_estimatestring
universal_risk_levelstring

Example response

{
  "band": "Good",
  "score": 700,
  "system": "fico",
  "score_range": {
    "max": 850,
    "min": 300
  },
  "system_name": "FICO Score",
  "next_band_name": "Very Good",
  "points_to_next": 40,
  "next_band_threshold": 740,
  "percentile_estimate": "40-59th",
  "universal_risk_level": "moderate",
  "typical_characteristics": "Acceptable to most lenders"
}

Changes

No recorded changes to this operation across all 1 revision of this API.