Strong Customer Authentication

Confirm trusting a beneficiary

Changed on

Finalize trusting a beneficiary (identified by the externalAccountId in the path) by submitting the SCA proof (code for SMS_OTP / TOTP, or passkeyAssertion + origin for PASSKEY), echoing the challengeId when one was issued. Returns trusted: true.

This endpoint is only meaningful for customers in a region where SCA is required (e.g. EU). For customers outside SCA-regulated regions, this returns 409.

In sandbox, the SMS/TOTP code is always 123456.

post/customers/external-accounts/{externalAccountId}/trust/confirm

Request

  • Base URL: https://api.lightspark.com/grid/2025-10-13
  • URL: https://api.lightspark.com/grid/2025-10-13/customers/external-accounts/{externalAccountId}/trust/confirm
  • Auth: HTTP basic

Request body

OR

Example request

{
  "code": "123456",
  "origin": "https://app.example.com"
}

Response

Beneficiary trusted.

trustedboolean required

Whether the beneficiary is now trusted. true after a successful trust, false after a successful untrust.

Changes

    • breaking

      removed the required property from the response with the status

    • breaking

      removed the required property from the response with the status

    • breaking

      removed the required property from the response with the status

    • breaking

      removed the required property from the response with the status

    • breaking

      removed the required property from the response with the status

    • breaking

      removed the required property from the response with the status

    • breaking

      removed the required property from the response with the status

    • breaking

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    • breaking

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    • warning

      added the new ACCOUNT_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new AUTH_METHOD_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new CUSTOMER_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new DOCUMENT_ALREADY_EXISTS enum value to the response property for the response status

    • warning

      added the new DOCUMENT_HOLDER_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new DUPLICATE_EXTERNAL_ACCOUNT enum value to the response property for the response status

    • warning

      added the new DUPLICATE_PAY_REQUEST enum value to the response property for the response status

    • warning

      added the new INSUFFICIENT_FUNDS enum value to the response property for the response status

    • warning

      added the new NOT_FOUND enum value to the response property for the response status

    • warning

      added the new PAYMENT_URL_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new PLATFORM_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new QUOTE_EXPIRED enum value to the response property for the response status

    • warning

      added the new QUOTE_RATE_UNAVAILABLE enum value to the response property for the response status

    • warning

      added the new REQUEST_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new SESSION_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new SMS_OTP_CREDENTIAL_SET_CHANGED enum value to the response property for the response status

    • warning

      added the new SMS_OTP_PHONE_NUMBER_ALREADY_EXISTS enum value to the response property for the response status

    • warning

      added the new STABLECOIN_AMOUNT_NOT_REPRESENTABLE enum value to the response property for the response status

    • warning

      added the new STABLECOIN_BURN_SOURCE_NOT_SUPPORTED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_EXTERNAL_ACCOUNT_LINK_FAILED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_EXTERNAL_ACCOUNT_LINK_METHOD_REQUIRED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_EXTERNAL_ACCOUNT_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new STABLECOIN_EXTERNAL_ACCOUNT_NOT_LINKED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_EXTERNAL_ACCOUNT_NOT_SUPPORTED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_EXTERNAL_ACCOUNT_PROVIDER_LINK_FAILED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_EXTERNAL_ACCOUNT_PROVIDER_LINK_REQUIRED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_GRID_OPERATIONS_NOT_ENABLED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new STABLECOIN_NOT_PROVISIONED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_OPERATION_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new STABLECOIN_OPERATION_NOT_SUPPORTED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_PROVIDER_ERROR enum value to the response property for the response status

    • warning

      added the new STABLECOIN_PROVIDER_SOURCE_NOT_LINKED enum value to the response property for the response status

    • warning

      added the new STABLECOIN_SYMBOL_ALREADY_EXISTS enum value to the response property for the response status

    • warning

      added the new STABLECOIN_TOKEN_IDENTIFIER_ALREADY_EXISTS enum value to the response property for the response status

    • warning

      added the new STABLECOIN_VERIFICATION_FAILED enum value to the response property for the response status

    • warning

      added the new VERIFICATION_NOT_FOUND enum value to the response property for the response status

    • warning

      added the new WALLET_NOT_PROVISIONED enum value to the response property for the response status

    • info

      added the required property to the response with the status

    • info

      added the required property to the response with the status

    • info

      added the required property to the response with the status

    • info

      added the required property to the response with the status

    • info

      added the required property to the response with the status

    • warning

      added the new BANK_ACCOUNT_VALIDATION_PENDING enum value to the response property for the response status