SMsmileapi
Validations (Alpha)

Validate Bank Account

Changed on

Submit bank account details for validation.

post/alpha/validations/validateBankAccount

Request

  • Base URL
    https://sandbox.smileapi.io/v1
  • URL
    https://sandbox.smileapi.io/v1/alpha/validations/validateBankAccount
  • Auth
    HTTP basic

Request body

namestring required

Personal name of the account holder.

idType'NATIONAL_ID' | 'REGISTRATION_ID'

The identification type associated with the account holder.

idNumberstring

The identification number associated with the account holder. Some countries require an identification number.

countryCode'AF' | 'AX' | 'AL' | 'DZ' | 'AS' | 'AD' | 'AO' | 'AI' | 'AQ' | 'AG' | 'AR' | 'AM' | 'AW' | 'AU' | 'AT' | 'AZ' | 'BS' | 'BH' | 'BD' | 'BB' | 'BY' | 'BE' | 'BZ' | 'BJ' | 'BM' | 'BT' | 'BO' | 'BQ' | 'BA' | 'BW' | 'BV' | 'BR' | 'IO' | 'BN' | 'BG' | 'BF' | 'BI' | 'KH' | 'CM' | 'CA' | 'CV' | 'KY' | 'CF' | 'TD' | 'CL' | 'CN' | 'CX' | 'CC' | 'CO' | 'KM' | 'CG' | 'CD' | 'CK' | 'CR' | 'CI' | 'HR' | 'CU' | 'CW' | 'CY' | 'CZ' | 'DK' | 'DJ' | 'DM' | 'DO' | 'EC' | 'EG' | 'SV' | 'GQ' | 'ER' | 'EE' | 'ET' | 'FK' | 'FO' | 'FJ' | 'FI' | 'FR' | 'GF' | 'PF' | 'TF' | 'GA' | 'GM' | 'GE' | 'DE' | 'GH' | 'GI' | 'GR' | 'GL' | 'GD' | 'GP' | 'GU' | 'GT' | 'GG' | 'GN' | 'GW' | 'GY' | 'HT' | 'HM' | 'VA' | 'HN' | 'HK' | 'HU' | 'IS' | 'IN' | 'ID' | 'IR' | 'IQ' | 'IE' | 'IM' | 'IL' | 'IT' | 'JM' | 'JP' | 'JE' | 'JO' | 'KZ' | 'KE' | 'KI' | 'KP' | 'KR' | 'XK' | 'KW' | 'KG' | 'LA' | 'LV' | 'LB' | 'LS' | 'LR' | 'LY' | 'LI' | 'LT' | 'LU' | 'MO' | 'MK' | 'MG' | 'MW' | 'MY' | 'MV' | 'ML' | 'MT' | 'MH' | 'MQ' | 'MR' | 'MU' | 'YT' | 'MX' | 'FM' | 'MD' | 'MC' | 'MN' | 'ME' | 'MS' | 'MA' | 'MZ' | 'MM' | 'NA' | 'NR' | 'NP' | 'NL' | 'AN' | 'NC' | 'NZ' | 'NI' | 'NE' | 'NG' | 'NU' | 'NF' | 'MP' | 'NO' | 'OM' | 'PK' | 'PW' | 'PS' | 'PA' | 'PG' | 'PY' | 'PE' | 'PH' | 'PN' | 'PL' | 'PT' | 'PR' | 'QA' | 'RS' | 'RE' | 'RO' | 'RU' | 'RW' | 'BL' | 'SH' | 'KN' | 'LC' | 'MF' | 'PM' | 'VC' | 'WS' | 'SM' | 'ST' | 'SA' | 'SN' | 'CS' | 'SC' | 'SL' | 'SG' | 'SX' | 'SK' | 'SI' | 'SB' | 'SO' | 'ZA' | 'GS' | 'SS' | 'ES' | 'LK' | 'SD' | 'SR' | 'SJ' | 'SZ' | 'SE' | 'CH' | 'SY' | 'TW' | 'TJ' | 'TZ' | 'TH' | 'TL' | 'TG' | 'TK' | 'TO' | 'TT' | 'TN' | 'TR' | 'XT' | 'TM' | 'TC' | 'TV' | 'UG' | 'UA' | 'AE' | 'GB' | 'US' | 'UM' | 'UY' | 'UZ' | 'VU' | 'VE' | 'VN' | 'VG' | 'VI' | 'WF' | 'EH' | 'YE' | 'ZM' | 'ZW' | 'null' nullable

2 character alpha ISO-3166 codes

bicstring

Swift BIC, either 8 or 11 characters. Must have either countryCode or bic

ibanstring

International Bank Account Number. Must have either iban or accountNumber.

accountNumberstring

Local bank account number. Must have either iban or accountNumber.

templateIdstring

Generated internally by Smile. Customers should request the specific templateId from Smile. If this value is null, Smile will use the default value tpl-vld006001.

Example request

{
  "name": "George",
  "idType": "NATIONAL_ID",
  "idNumber": "1234567890",
  "countryCode": "PH",
  "bic": "DEUTDEFF",
  "iban": "AT610904300234573201",
  "accountNumber": "0123456789",
  "templateId": "tpl-vld006001",
  "consent": {
    "type": "Terms and Conditions",
    "version": "1.0.0",
    "consentedAt": "2021-04-14T09:30:24Z",
    "consentedWith": "I agree to the terms and conditions"
  }
}

Response

OK

code'OK' | 'CREATED' | 'INVALID_CREDENTIALS' | 'INVALID_PARAMETERS' | 'INVALID_TOKEN' | 'UNAUTHORIZED_ACCESS' | 'MISSING_RESOURCE' | 'REQUEST_LIMIT_EXCEEDED' | 'SERVER_ERROR' | 'UNSUPPORTED_METHOD' | 'SERVER_UNAVAILABLE' | 'TIME_LIMIT_EXCEEDED'

Request status code

messagestring

Message response to the request

requestIdstring

Unique ID that is added to the body of every response for easy traceability of the request in our logs.

Example response

{
  "code": "OK",
  "message": "Success",
  "requestId": "5b79399a-6852-4234-bb0e-ad472648282d",
  "data": {
    "id": "maw-00d49fe7b5834ba79474cb1373998ff3",
    "createdAt": "2021-04-14T09:30:24Z",
    "result": {
      "matchScore": 100
    },
    "requestMeta": {
      "name": "George",
      "idType": "NATIONAL_ID",
      "idNumber": "1234567890",
      "countryCode": "PH",
      "bic": "DEUTDEFF",
      "iban": "AT610904300234573201",
      "accountNumber": "0123456789",
      "templateId": "tpl-vld006001",
      "consent": {
        "type": "Terms and Conditions",
        "version": "1.0.0",
        "consentedAt": "2021-04-14T09:30:24Z",
        "consentedWith": "I agree to the terms and conditions"
      }
    }
  }
}

Changes

  • v1a68faef4b017Revision changes
    • breaking

      added to the / request property allOf list

    • breaking

      the / request property type changed from string to no type, and format from date-time to no format

    • breaking

      the /// response's property type changed from string to no type, and format from date-time to no format for status

    • info

      added to the /// response property allOf list for the response status

  • v10e1328ab4423Revision changes
    • info

      endpoint added