SIsivo
Receivables

Delete a receivable

Changed on
delete/receivables/{id}

Request

Path parameters

idstring required

An object ID assigned and owned by the originator

Example:acct-123

Response

Successful operation

obligor_idstring required

The obligor (account) associated with this receivable

origination_datestring date required

The date on which this receivable was originated

currencystring required

ISO 4217 currency code for all monetary amounts on this receivable

product_type'term_loan' | 'line_of_credit' | 'buy_now_pay_later' | 'credit_card' | 'invoice' | 'earned_wage_access' | 'lease' | 'gig_payout' | 'creator_payout' | 'merchant_payout' | 'rental_payout' | 'marketplace_payout' | 'real_estate_commission' | 'subscription' | 'government_salary' | 'government_contract' | 'bank_transfer' | 'stock_sell_settlement' required

The type of receivables product:

  • term_loan — Term Loan Receivables: Fixed-amount loans repaid in scheduled installments over a set term
  • line_of_credit — Line of Credit Receivables: Revolving credit facilities drawn and repaid flexibly up to a limit
  • buy_now_pay_later — Buy Now Pay Later Receivables: Point-of-sale financing repaid in short-term installments
  • credit_card — Card Receivables: Revolving card balances repaid by cardholders
  • invoice — Invoices: Purchased B2B invoices collected from the invoice debtor at a discount
  • earned_wage_access — Earned Wage Advances: Advances on wages already earned but not yet paid out
  • lease — Leases: Equipment or asset leases with contractual periodic payments
  • gig_payout — Gig Worker Payouts: Contractual earnings owed to workers by gig platforms (e.g., Uber, DoorDash)
  • creator_payout — Creator Payouts: Contractual content and ad revenue owed to creators by platforms (e.g., Google)
  • merchant_payout — Merchant Payouts: Merchant receivables awaiting settlement by payment processors (e.g., Stripe, Square)
  • rental_payout — Rental Payouts: Platform-verified short-term rental receivables (e.g., Airbnb, VRBO)
  • marketplace_payout — Marketplace Payouts: Marketplace seller sales proceeds awaiting payout (e.g., Amazon, Shopify)
  • real_estate_commission — Real Estate Commissions: Earned real estate commissions pending closing (e.g., RE/MAX, Century 21)
  • subscription — Subscription Revenue: Contracted recurring subscription receivables
  • government_salary — Government Salary Receivables: Approved government salaries pending payment
  • government_contract — Government Contracts: Approved government contract payments pending disbursement
  • bank_transfer — Bank Transfer Receivables: Funds in transit through delayed bank transfers
  • stock_sell_settlement — Stock Sell Settlements: Stock sale proceeds awaiting settlement
funded_by'sivo' | 'balance_sheet' | 'other' required

Indicates whether this receivable is funded by sivo, your own balance sheet, or a third party capital source

delinquent_amountinteger required

Total amount that is currently overdue. Set to zero if not overdue.

delinquent_timesinteger required

The number of times this receivable has become delinquent over its lifetime. Set to zero if never delinquent.

creditor_idstring

The creditor (account) associated with this receivable. When omitted, the creditor is assumed to be your organization or user.

origination_feeinteger

The origination fee that was charged to the obligor

collateral'cash' | 'vehicle' | 'equipment' | 'all_business_assets' | 'receivables' | 'residential_property' | 'commercial_property' | 'other'

The type of collateral used to secure this receivable. Leave empty if unsecured.

termstring

The term for this receivable, e.g. "12 months". Leave empty for revolving credit.

interest_ratenumber

The annual interest rate charged on outstanding principal

credit_limitinteger

For receivables allowing multiple draws (e.g. credit cards, lines of credit), the credit limit

payment_frequencystring

How often payments are expected from the obligor, e.g. "1 month"

metadataobject

Additional custom data associated with this receivable

fund_namestring

The name of the third party capital source. Should only be set when funded_by is other.

delinquent_sincestring date

The date on which this receivable became delinquent. Required when delinquent_amount is greater than zero and must be empty otherwise.

idstring required

The receivable ID assigned by the originator

created_atstring date-time required

Creation date and time

created_bystring required

ID of the user that created this object

updated_atstring date-time required

Last update date and time

updated_bystring required

ID of the user that last updated this object

Example response

{
  "obligor_id": "acct-123",
  "origination_date": "2024-01-15",
  "currency": "USD",
  "delinquent_amount": 10000,
  "delinquent_times": 42,
  "creditor_id": "acct-123",
  "origination_fee": 10000,
  "periodic_fee": {
    "cycle_type": "30 days",
    "amount": 10000
  },
  "term": "30 days",
  "interest_rate": 0.05,
  "credit_limit": 10000,
  "payment_frequency": "30 days",
  "metadata": {
    "key": "value"
  },
  "delinquent_since": "2024-01-15",
  "fiscal_id": "cfdi:550e8400-e29b-41d4-a716-446655440000",
  "id": "acct-123",
  "created_at": "2024-01-15T10:30:00Z",
  "created_by": "user_0123456789ABCDEFGHIJKLMNOPq",
  "updated_at": "2024-01-15T10:30:00Z",
  "updated_by": "user_0123456789ABCDEFGHIJKLMNOPq"
}

Changes