Calculators

Stress a loan against rate shocks, income decline, and combined scenarios.

Stress a loan against rate shocks, income decline, and combined scenarios. Returns stressed DSCR per scenario with a pass/marginal/fail verdict — the same tests a credit committee runs. Rates are PERCENT (7.25 = 7.25%).

post/api/v1/tools/stress_test

Request

  • Base URL: https://relendi.com
  • URL: https://relendi.com/api/v1/tools/stress_test
  • Auth: none declared

Request body

netOperatingIncomenumber required
loanAmountnumber required
propertyValuenumber required
ratenumber required

Current annual rate, percent (7.25 = 7.25%)

amortizationYearsnumber required

Amortization in years; 0 = interest-only

minDscrnumber

Response

The computed result.

tool'stress_test' required
deterministicboolean
resultobject required

Result fields: scenarios.scenario, scenarios.kind, scenarios.description, scenarios.baseRate, scenarios.baseDSCR, scenarios.stressedRate, scenarios.stressedNOI, scenarios.stressedDSCR, scenarios.passesMinDSCR, scenarios.severity, summary.passed, summary.marginal, summary.failed.

Changes

No recorded changes to this operation across all 1 revision of this API.