Reference Data

Get a credit union's rates, eligibility, services, and NCUA profile

Returns a relationship-aware profile for one credit union: current evidence-backed loan and deposit rates, published membership eligibility, and source-labelled NCUA quarterly institution, financial, service, and branch facts. Use the state code and slug returned by /credit-unions or /credit-unions/nearby. Rate timestamps and NCUA cycle dates are separate because regulatory facts update quarterly while rates update independently.

Authentication required: Pass your API key in the X-API-Key header.

get/credit-unions/{state}/{slug}

Request

  • Base URL: https://api.rateapi.dev
  • URL: https://api.rateapi.dev/credit-unions/{state}/{slug}
  • Auth: API key in header X-API-Key

Path parameters

statestring required
Example:va

US state code (2-letter abbreviation, case-insensitive)

slugstring required
Example:navy-federal-credit-union

URL-friendly slug of the credit union name

Response

Credit union profile with rates, membership eligibility, and NCUA institution context

idstring required

Unique identifier for the credit union

namestring required

Full name of the credit union

slugstring required

URL-friendly slug derived from the credit union name

statestring required

2-letter US state code (uppercase)

stateNamestring required

Full name of the state

citystring nullable

City where the credit union is headquartered

urlstring uri nullable

URL to the credit union's rates page

lastVerifiedstring date-time nullable

ISO 8601 timestamp when rates were last verified

Example response

{
  "claim": {
    "status": "verified",
    "partner_handle": "allegacy-federal-credit-union-nc"
  },
  "id": "navy-federal",
  "name": "Navy Federal Credit Union",
  "slug": "navy-federal-credit-union",
  "state": "VA",
  "stateName": "Virginia",
  "city": "Vienna",
  "url": "https://www.navyfederal.org/rates",
  "lastVerified": "2024-01-15T10:00:00.000Z",
  "rates": [
    {
      "productType": "30-year-fixed",
      "productCategory": "mortgage",
      "productName": "30 Year Fixed Rate Mortgage",
      "displayName": "30-Year Fixed Mortgage",
      "loanProgram": "conventional",
      "rate": 6.25,
      "apr": 6.375,
      "serveState": "servable",
      "serveReason": "verified",
      "lastUpdated": "2024-01-15T10:00:00.000Z"
    }
  ],
  "eligibility": {
    "eligibility_type": "community"
  },
  "ncuaProfile": {
    "cycleDate": "2026-03-31",
    "charterNumber": "12345",
    "charterType": {
      "label": "Federal credit union"
    },
    "yearOpened": 1935,
    "financials": {
      "totalAssets": 1200000000,
      "members": 82000
    }
  }
}

Changes

No recorded changes to this operation across all 1 revision of this API.