Retrieve accounts

The /accounts/get endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. For items that went through the updated account selection pane, this endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the NEW_ACCOUNTS_AVAILABLE webhook and then use Link's update mode to request that the user share this new account with you.

/accounts/get is free to use and retrieves cached information, rather than extracting fresh information from the institution. The balance returned will reflect the balance at the time of the last successful Item update. If the Item is enabled for a regularly updating product, such as Transactions, Investments, or Liabilities, the balance will typically update about once a day, as long as the Item is healthy. If the Item is enabled only for products that do not frequently update, such as Auth or Identity, balance data may be much older.

For realtime balance information, use the paid endpoint /accounts/balance/get instead.