PIpismo
Early final settlement

Simulate early final settlement

Simulate an early final settlement (EFS) for a loan. Optionally calculate present value with a future reference date

post/v2/loans/{loanId}/early-settlement/simulate

Request

  • Base URL
    https://sandbox.pismolabs.io/lending
  • URL
    https://sandbox.pismolabs.io/lending/v2/loans/{loanId}/early-settlement/simulate
  • Auth
    HTTP bearer

Path parameters

loanIdstring uuid required

ID of the loan the operation applies to

Request body

reference_datestring date

Reference date of the installment. Format = YYYY-MM-DD.

waive_penaltyboolean

Waive the penalty for early settlement?

Example request

{
  "reference_date": "2025-04-14"
}

Response

Simulation created

early_settlement_idstring uuid required

Early settlement simulation ID

settlement_totalnumber double required

Total amount to settle the loan

Example response

{
  "early_settlement_id": "72852338-5764-4c7e-b503-10dcee1cdb7e",
  "outstanding": {
    "charge": 10,
    "fee": 10,
    "installments": 5,
    "interest": 20,
    "penalty": 100,
    "principal": 2000,
    "tax": 10
  },
  "settlement_total": 1584
}

Changes

No recorded changes to this operation across all 1 revision of this API.