PIpier-finance
Applications

Create an application

post/applications

Request

  • Base URL
    https://production.pier-finance.com/api
  • Auth
    HTTP bearer

Request body

borrower_idstring required

The borrower_id of the borrower the application is for (1-256 chars)

credit_type'consumer_installment_loan' | 'consumer_bnpl' | 'consumer_revolving_line_of_credit' | 'consumer_closed_line_of_credit' | 'consumer_secured_installment_loan' | 'consumer_secured_revolving_line_of_credit' | 'commercial_installment_loan' | 'commercial_revolving_line_of_credit' | 'commercial_closed_line_of_credit' | 'commercial_bnpl' | 'commercial_merchant_advance' required
requested_amountinteger nullable

If the borrower requests an amount in their application, the requested loan or credit line amount (in cents).

third_party_disbursement_destinationstring nullable

For credit applications of type consumer/commercial_bnpl, the third party (i.e. merchant - "Acme Co.") is the person receiving the funds

Example request

{
  "borrower_id": "bor_a1d0c30d77104f35b4c842b99132624e"
}

Response

idstring
borrower_idstring
created_onstring date-time nullable

Timestamp the application object is created on

credit_type'consumer_installment_loan' | 'consumer_bnpl' | 'consumer_revolving_line_of_credit' | 'consumer_closed_line_of_credit' | 'consumer_secured_installment_loan' | 'consumer_secured_revolving_line_of_credit' | 'commercial_installment_loan' | 'commercial_revolving_line_of_credit' | 'commercial_closed_line_of_credit' | 'commercial_bnpl' | 'commercial_merchant_advance'
decisioned_onstring date-time nullable

Timestamp when the application is either approved or rejected on

rejection_reasonsRejectionReason[] nullable

If the application is rejected, a list containing 1-4 rejection reason(s). The Rejection Reasons endpoint provides a list of valid reasons and descriptors

requested_amountinteger nullable

If the borrower requests an amount in their application, the requested loan or credit line amount in cents (e.g. 500000 for $5,000)

status'pending' | 'approved' | 'accepted' | 'declined' | 'incomplete' | 'rejected' required
third_party_disbursement_destinationstring nullable

For credit applications of type consumer_bnpl, the third party (i.e. merchant) receiving the funds is specified here

lender_of_recordstring nullable

The lender of record

Changes

No recorded changes to this operation across all 1 revision of this API.