Management

Verify bank account details

Verifies a bank account and returns detailed verification results from the verification network, including bank name, account status, and response codes. Unlike a pass/fail verification, this endpoint returns granular data to support decision-making and troubleshooting.

When bank authentication is enabled for the paypoint's organization, the endpoint performs an identity verification check on the account holder. Otherwise, it performs an account existence check. When bank authentication is enabled, the accountHolderType and holderName fields are required.

Requires inboundpayments_create or outboundpayments_create permission.

post/Management/verifyAccountDetails/{entry}

Request

  • Base URL: https://api-sandbox.payabli.com/api
  • URL: https://api-sandbox.payabli.com/api/Management/verifyAccountDetails/{entry}
  • Auth: HTTP bearer

Path parameters

entrystring required

The paypoint's entry name identifier.

Request body

routingNumberstring required

The bank routing number to verify.

accountNumberstring required

The bank account number to verify.

accountTypestring

The type of bank account, such as Checking or Savings.

countrystring

The ISO country code for the bank account, such as US.

accountHolderTypestring

The type of account holder. Accepted values are personal or business. Required when bank authentication is enabled for the paypoint's organization.

holderNamestring

The name of the bank account holder. For personal accounts, provide the holder's full name (for example, Jane Doe); the value is split on the first space into first and last name. For business accounts, provide the legal business name. Required when bank authentication is enabled for the paypoint's organization.

Response

Success

isSuccessboolean

Boolean indicating whether the operation was successful. A true value indicates success. A false value indicates failure.

responseTextstring required

Response text for operation: 'Success' or 'Declined'.

Changes

No recorded changes to this operation across all 1 revision of this API.