OPopen-finance

Initiate a payment with a provider

post/pay/open-banking-init

Request

  • Base URL
    https://api.open-finance.ai/v2
  • URL
    https://api.open-finance.ai/v2/pay/open-banking-init
  • Auth
    OAuth 2
    Client credentials
    Token URL: https://api.open-finance.ai/oauth/token scopes: create:peyments

Request body

OR
OR
OR
OR

Example request

{
  "rtpPaymentInformation": {
    "amount": 100,
    "expiryDateTime": "2026-04-16T00:00:00.000Z",
    "requestedExecutionDateTime": "2026-04-01T12:00:00.000Z"
  }
}

Response

Payment was initiated successfully

paymentIdstring

A unique identifier of the new payment

status'ACCC' | 'ACSC' | 'ACSP' | 'ACTC' | 'ACWC' | 'RCVD' | 'RJCT' | 'CANC' | 'ACFC' | 'PATC' | 'PART' | 'PENDING' | 'ERROR' | 'INIT'

The status of the payment

scaOAuthstring

The url forwarding the user to the provider to complete the payment

requestStatus'PENDING' | 'RCVD' | 'ACCP' | 'ACWC' | 'RJCT'

RTP request status (only returned for request-to-pay payments)

Changes

No recorded changes to this operation across all 1 revision of this API.