MFA credentials

Best practice is to use the list member challenges endpoint to list challenges that need to be answered; however, MX continues to support partners who use the mfa credentials endpoint for this purpose.<br></br> Institutions often require MFA (multi-factor authentication) in order to refresh a member. This form of authentication is typically a question/answer about the user - similar to "Where did you go to high school?" or "Where would you like an authentication token to be sent?". <br></br> In the event that we do not have the answer to the question being asked by the institution, the aggregation job will be returned with a "CHALLENGED" status. This will require the user to answer the mfa question(s) to aggregate the member. <br></br>This endpoint will return the credentials that need to be created (questions that need to be answered) to aggregate the member.