mortgage
fhfa
loan-limits
owner-actions
read-only
free
free

2026 county conforming loan limits

FHFA 2026 one-to-four-unit conforming loan limits for a resolved US county, with optional arithmetic on a caller-supplied loan amount, for buyer and lender agents, from FHFA. Use as the published eligibility ceiling before a loan-size question. No qualification, approval, value, or recommendation. National, read-only. Direct flat-body route for this one free resource; no API key, payment, or catalog wrapper. Return only the cited bounded evidence described here; this route never produces a paid brief or full report.

post/api/locus_loan_limits

Request

  • Base URL: https://api.locus.report
  • URL: https://api.locus.report/api/locus_loan_limits
  • Auth: none required

Request body

addressstring

US street address. Provide this, latitude+longitude, or state+county.

latitudenumber

Decimal latitude. Provide with longitude.

longitudenumber

Decimal longitude. Provide with latitude.

statestring

Two-letter code or full US state name. Provide with county.

countystring

County or county-equivalent name. Provide with state.

proposedLoanAmountUsdnumber

Optional caller-supplied loan amount for arithmetic against the published limit.

Response

Free cited evidence response.

object required

Changes

No recorded changes to this operation across all 1 revision of this API.