LIlightsparkdev
Transactions

Cancel a bank transfer

Changed on

Request cancellation of a pending bank transfer — an ACH transfer (push or pull) or a wire — before it has settled, for example a payment or collection initiated outside of the receiving bank's processing window. Whether a transfer can still be cancelled is determined by the banking partner that is settling it: the request is forwarded to the partner's own cancellation facility, and a transfer that the partner has already processed (or that is otherwise past its cancellation window) cannot be cancelled. Cancellation applies to bank-rail transfers; requests for transaction types that cannot be cancelled are rejected.

post/transactions/{transactionId}/cancel

Request

  • Base URL
    https://api.lightspark.com/grid/2025-10-13
  • URL
    https://api.lightspark.com/grid/2025-10-13/transactions/{transactionId}/cancel
  • Auth
    HTTP basic

Path parameters

transactionIdstring required

Unique identifier of the transaction to cancel

Request body

reasonstring

Optional reason for cancelling the transaction. This is just for debugging purposes or can be used for a platform's own purposes.

Example request

{
  "reason": "REQUESTED_AFTER_HOURS"
}

Response

Cancellation requested successfully

OR
OR

Example response

{
  "id": "Transaction:019542f5-b3e7-1d02-0000-000000000004",
  "destination": {
    "destinationType": "ACCOUNT",
    "currency": "EUR",
    "accountId": "ExternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d123",
    "railDetails": {
      "transactionHash": "h82pJGF9p7kpzb6eU326EFZf2cDnimbTFVeJtx1qtBmUNJAEqN76R7PwPfHt3oWb8R6cKvhgyxQdDn53jFrK6wFx",
      "network": "SOLANA"
    },
    "onChainTransaction": {
      "transactionHash": "h82pJGF9p7kpzb6eU326EFZf2cDnimbTFVeJtx1qtBmUNJAEqN76R7PwPfHt3oWb8R6cKvhgyxQdDn53jFrK6wFx",
      "network": "SOLANA"
    }
  },
  "ruleBasedAccountId": "InternalAccount:019542f5-b3e7-1d02-0000-000000000011",
  "customerId": "Customer:019542f5-b3e7-1d02-0000-000000000001",
  "platformCustomerId": "18d3e5f7b4a9c2",
  "settledAt": "2025-08-15T14:30:00Z",
  "createdAt": "2025-08-15T14:25:18Z",
  "updatedAt": "2025-08-15T14:30:00Z",
  "receiptDeliveryConfirmedAt": "2025-08-15T14:31:00Z",
  "agentId": "Agent:019542f5-b3e7-1d02-0000-000000000042",
  "description": "Payment for invoice #1234",
  "sentAmount": {
    "amount": 12550,
    "currency": {
      "code": "USD",
      "name": "United States Dollar",
      "symbol": "$",
      "decimals": 2
    }
  },
  "exchangeRate": 1.08,
  "quoteId": "Quote:019542f5-b3e7-1d02-0000-000000000006",
  "refund": {
    "reference": "UMA-Q12345-REFUND",
    "initiatedAt": "2025-08-15T14:30:00Z",
    "settledAt": "2025-08-15T14:35:00Z",
    "status": "COMPLETED",
    "reason": "TRANSACTION_FAILED"
  },
  "counterpartyInformation": {
    "FULL_NAME": "John Sender",
    "BIRTH_DATE": "1985-06-15",
    "NATIONALITY": "DE"
  },
  "source": {
    "sourceType": "ACCOUNT",
    "currency": "USD",
    "accountId": "InternalAccount:e85dcbd6-dced-4ec4-b756-3c3a9ea3d965",
    "railDetails": {
      "transactionHash": "h82pJGF9p7kpzb6eU326EFZf2cDnimbTFVeJtx1qtBmUNJAEqN76R7PwPfHt3oWb8R6cKvhgyxQdDn53jFrK6wFx",
      "network": "SOLANA"
    },
    "onChainTransaction": {
      "transactionHash": "h82pJGF9p7kpzb6eU326EFZf2cDnimbTFVeJtx1qtBmUNJAEqN76R7PwPfHt3oWb8R6cKvhgyxQdDn53jFrK6wFx",
      "network": "SOLANA"
    }
  },
  "receivedAmount": {
    "amount": 12550,
    "currency": {
      "code": "USD",
      "name": "United States Dollar",
      "symbol": "$",
      "decimals": 2
    }
  },
  "fees": 10,
  "reconciliationInstructions": {
    "reference": "UMA-Q12345-REF",
    "transactionHash": "0x9f2c6b6f4b6c8f2a8d9e0b1c2d3e4f5061728394a5b6c7d8e9f00112233445566"
  }
}

Changes

  • d996ddfb9d2bRevision changes
    • info

      added the optional property / to the response with the status

    • info

      added the optional property / to the response with the status

  • 190120f7c3c4Revision changes
    • warning

      added the new PLATFORM_DECLINED enum value to the / response property for the response status

    • warning

      added the new PLATFORM_UNAVAILABLE enum value to the / response property for the response status

    • info

      added the optional property / to the response with the status