Portfolio

Analyze credit card portfolio

Portfolio analysis with card-by-card value breakdowns and decisions. Use ?mode=fast for deterministic-only (<100ms) or ?mode=verbose for AI narrative (3-5s).

post/api/v1/portfolio/analyze

Request

  • Base URL: https://kokofinance.net (the document declares no server; this is the origin it was published from)
  • URL: https://kokofinance.net/api/v1/portfolio/analyze
  • Auth: API key in header X-API-Key

Query parameters

mode'fast' | 'verbose'

Response mode for intelligence endpoints.

fast=deterministic <100ms, verbose=AI narrative 3-5s

Headers

authorizationstring nullable

Request body

analysis_typestring nullable

Analysis type: general, fees, benefits, or usage

Example request

{
  "cards": [
    {
      "annual_fee": 95,
      "card_name": "Chase Sapphire Preferred"
    },
    {
      "annual_fee": 250,
      "card_name": "American Express Gold Card"
    }
  ],
  "params": {
    "primary_goal": "travel",
    "spending": {
      "dining": 500,
      "gas": 100,
      "groceries": 400,
      "other": 150,
      "shopping": 200,
      "streaming": 30,
      "travel": 300
    }
  }
}

Response

Portfolio analysis with card-by-card breakdown

unknown required

Changes

No recorded changes to this operation across all 1 revision of this API.