Deterministic and read-only. Returns the curated core questions of the Hedge supplemental form(s) that apply to the risk, merged so a shared key is asked once. Forms resolve in this order, at most four: the Hedge forms the selected program_ids require, the class form for the NAICS (the most specific prefix), or for the business description when the NAICS names no class form, then the coverage form of each requested line (liquor, auto, cyber, workers' comp and so on; the general GL and property forms only when no class form covers the line). A form Hedge asks about but does not send as a PDF (the general GL supplemental) is not in forms; its questions are. An empty forms and sections is a valid answer: send the note and documents only.

Answer with POST /broker/submissions/{submission_id}/answers (source: hedge_questions).