Create a new organization with you as admin ({name} in body); prepaid at a zero balance, your active org unchanged [org:write; a person, not a service token]

Create a team: a new organization with you as its admin, for work with other people (any person; not a service token). Your personal organization is the one made at signup, for you alone. Invite people to the team with invite_member(email, org). A team has its own members, workspaces and balance: prepaid, starting at zero, with no free credit and no card. buy_credits(org, amount_usd) answers with a payment link for its first credit, and the answer's fund_url is the same payment on the web. That payment saves a card; after it, buy_credits(org) charges the card and set_auto_topup(org) works. Your active organization does not change. The tools that take org (billing, members, workspaces, caps: invite_member(org), create_workspace(org)) act in it when you pass it. Nodes, jobs and sandboxes go where this connection acts: to start them in the new organization, call switch_active_org on a connection not opened in a specific organization, or connect again and choose it. Refused while you are admin of 10 or more organizations.