FIfincra

Create CAD Collection Account

Changed on

Create a CAD collection account for an individual or a business. On approval, the account is issued an Interac collection alias, returned in accountInformation.otherInfo.interacEmail.

Select Individual or Corporate in the request body to see the fields for each account type.

post/profile/virtual-accounts/requests#cad

Request

Request body

OR

Example request

{
  "accountType": "individual",
  "currency": "CAD",
  "meansOfId": "https://www.w3.org/WAI/ER/tests/xhtml/testfiles/resources/pdf/dummy.pdf",
  "utilityBill": "https://www.w3.org/WAI/ER/tests/xhtml/testfiles/resources/pdf/dummy.pdf",
  "isTermsAccepted": true,
  "termsAndConditionAcceptance": {
    "date": "2026-09-29T10:00:00.000Z",
    "ipAddress": "102.89.1.10"
  },
  "KYCInformation": {
    "firstName": "Jane",
    "lastName": "Doe",
    "email": "jane.doe@example.com",
    "phone": "+14165551234",
    "birthDate": "1990-05-20",
    "nationality": "CA",
    "occupation": "Software Engineer",
    "address": {
      "countryOfResidence": "CA",
      "number": "100",
      "street": "King Street West",
      "city": "Toronto",
      "state": "Ontario",
      "zip": "M5V 3L9"
    },
    "document": {
      "type": "passport",
      "number": "AB654321",
      "issuedCountryCode": "CA",
      "issuedBy": "Passport Canada",
      "issuedDate": "2021-01-15",
      "expirationDate": "2031-01-15"
    },
    "taxCountry": "CA",
    "monthlyTransactionVolume": "5000",
    "monthlyTransactionCount": "20",
    "sourceOfIncome": "salary",
    "employmentStatus": "employed",
    "accountDesignation": "personal",
    "incomeBand": {
      "lower": "50000",
      "upper": "100000"
    }
  }
}

Response

The account request was accepted and is pending review.

successboolean

true when the request was accepted.

messagestring

Confirmation message.

Changes