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Schema
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Permanent Account
5
Simulation (Sandbox only)
1
Temporary Account
1
get
/profile/business/me
Get Business Information
get
/profile/merchants/me
Get Merchant Information
get
/wallets?
Get Wallets
get
/wallets/{walletID}
Get Wallet Balance
get
/wallets/logs
Get Balance History
get
/wallets/logs/statement?dateFrom={dateFrom}&dateTo={dateTo}¤cy={currency}&perPage={perPage}
Get Account Statement
post
/conversions/initiate
Initiate Currency Conversion
get
/conversions/reference/{conversionReference}
Verify Conversion Status
get
/conversions?
List all Conversions
post
/core/bvn-verification
BVN Resolution
post
/core/accounts/resolve
Verify Account Number
get
/quotes/treasury-orders/rates
Rates
post
/profile/customers
Create a customer account
post
/profile/issuing
Creating A Card
get
/profile/issuing/id?business={businessID}
Get Virtual Card Details
get
/profile/issuing/?cid={cid}&business={businessID}
Getting All Cards Per Customer
post
/profile/issuing/{id}/fund
Funding A Virtual card
patch
/profile/issuing/{id}/freeze
Freezing A Virtual Card
patch
/profile/issuing/{id}/unfreeze
UnFreezing A Virtual Card
post
/profile/issuing/{id}/withdraw
Make Virtual Card Withdrawal
get
/profile/issuing/{id}/transactions
Get All Transactions On A Card
get
/profile/business/{businessId}/sub-accounts
List sub-accounts
post
/profile/business/{businessId}/sub-accounts
Create a sub-account
get
/profile/business/{businessId}/sub-accounts/{subAccountId}
Fetch a sub-account
patch
/profile/business/{businessId}/sub-accounts/{subAccountId}
Update a subaccount
post
/checkout/payments
Initiate Checkout
get
/checkout/payments/merchant-reference/{reference}
Verify Payment
post
/checkout/data/fees
Calculate Fee on Checkout
get
/collections/merchant-reference/{merchantReference}
Verify Deposit Status by Merchant Reference
get
/collections?business={business_id}&virtualAccount={virtualAccountID}
Get Account Deposit History
post
/v2/mandate-mgt/mandates/
Create Mandate
post
/v2/mandate-mgt/mandates/payment
Initiate Debit on Mandate
get
/v2/mandate-mgt/mandates/reference/{mandate_reference}
Fetch Mandate Information/status
get
/v2/mandate-mgt/mandates/?perPage={perPage}
List all Mandates
post
/collections/refund
Initiate Refund
get
/collections/refund/{reference}
Get Refund Status
get
/collections/refund?
List all Refunds
get
/collections/chargebacks
List chargebacks
patch
/collections/chargebacks/{chargebackId}/accept?
Accept a chargeback
patch
/collections/chargebacks/{chargebackId}/reject?
Reject a chargeback
get
/collections/reference/{reference}
Get Collection record by reference
get
/collections
Fetch Deposits by Virtual Account ID
get
/wallets/topups?
Get Topup History
get
/disbursements/payouts
Get all Payouts
post
/disbursements/payouts
Initiate CNY Payout
post
/disbursements/payouts/documents-upload
Upload Transaction Document
get
/core/cash-pick-up-security-questions
Cash Pick Up Security Questions
get
/checkout/data/mobile-money-operators
List Mobile Money Operators
get
/checkout-core/data/mobile-money-operators
List Mobile Money Operators by Currency
get
/disbursements/payouts/reference/{transactionReference} (COPY-1)
Verify Bank Transfer by Reference (COPY)
get
/profile/beneficiaries/business/{businessID}
List beneficiaries
post
/profile/beneficiaries/business/{businessID}
Create a beneficiary
get
/profile/beneficiaries/business/{businessID}/{beneficiaryID}
Fetch a beneficiary
delete
/profile/beneficiaries/business/{businessID}/{beneficiaryID}
Delete a beneficiary
patch
/profile/beneficiaries/business/{businessID}/{beneficiaryID}
Update a beneficiary
post
/disbursements/payouts/wallets
Transfer To A Fincra Account
get
/disbursements/payouts/reference/{transactionReference}
Verify Payout Status by Reference
get
/disbursements/payouts/customer-reference/{customerReference}
Verify Payout Status by Customer Reference
post
/checkout/charges/
Initiate a mobile charge
post
/checkout/charges
Initiate a charge
post
/checkout/charges/{id}/authorize
Authorize a charge
get
/checkout/charges/{chargeId}/verify
Verify charge
get
/checkout/charges/merchant-reference/{reference}
Get charge by reference
post
/checkout-core/charges/{charge_id}/resent-otp
Resend Charge OTP
get
/wallets?businessID={businessId}
Get all wallet balances
get
/v2/mandate-mgt/payments/{reference}
List all Mandates
post
/quotes/generate
Generate a Quote
get
/core/banks
List banks and payout providers
post
/profile/virtual-accounts/requests#cad
Create CAD Collection Account
get
/profile/virtual-accounts/
List CAD Collection Accounts
post
/disbursements/payouts#cad
Create CAD Payout
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Changes to Funding A Virtual card
post
/profile/issuing/{id}/fund
Nov 3, 2026
526b1509a02d
Revision changes
info
endpoint added