Credit card payoff comparison

Months and interest to clear a credit card balance with a fixed monthly payment, compared with adding an extra monthly payment. A payment that never clears the balance returns null months and interest. Results match the interactive calculator at everycalc.xyz; every response includes a calculator_url deep link to it.

get/api/v1/calculate/credit-card-payoff

Request

  • Base URL: https://everycalc.xyz
  • URL: https://everycalc.xyz/api/v1/calculate/credit-card-payoff
  • Auth: none declared

Query parameters

balancenumber required

Card balance in USD.

annual_rate_pctnumber required

Card APR percent.

monthly_paymentnumber required

Base monthly payment in USD.

extra_paymentnumber

Extra payment added each month in USD; default 0.

Response

Calculation result.

Changes

No recorded changes to this operation across all 1 revision of this API.