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Generate AI insights about the couple's combined finances using Haiku.

Cached per user for 24 hours. The inputs are a 30-day spending window and the recurring-payment set, neither of which moves meaningfully within a day, so regenerating more often spends a model call to produce the same four sentences. Every other AI surface in the app already caches this way (weekly_briefing, deep_analysis, recurring_summary); this one did not, and fired a Haiku call on every mount of the partner screen.

Invalidated by create/settle split and by ending the partnership.