Add or replace Tier 1 bank account

Adds or replaces bank details for a customer who has completed Tier 1 verification. phone_number is required and accepts Nigerian national or +234 format. Verify the account with POST /v1/banks/resolve before submitting it. This does not repeat BVN or selfie verification or create a funding account. If the customer already has a permanent NGN funding account, Daya starts enabling its Paystack option and reports completion through funding_account.updated.

patch/v1/customers/{id}/tier1-verification

Path parameters

idstring required

Customer ID (UUID format)

Request body

phone_numberstring required

Example request

{
  "bank_account": {
    "account_number": "0123456789",
    "bank_code": "058"
  },
  "phone_number": "+2348012345678"
}

Response

created_atstring

emailstring

first_namestring

idstring

is_verifiedboolean

last_namestring

rejection_reasonsstring[]

RejectionReasons contains the current blocking verification/capability issues. It is empty after approval.

tier_1_kyc_completeboolean

tier_2_kyc_completeboolean

updated_atstring

Example response

{
  "capabilities": [
    {
      "name": "base",
      "status": "approved"
    }
  ],
  "created_at": "2025-01-05T15:04:05Z",
  "email": "customer@example.com",
  "first_name": "John",
  "id": "650e8400-e29b-41d4-a716-446655440000",
  "last_name": "Doe",
  "paystack_funding_account_readiness": {
    "account_number_last4": "6789",
    "bank_code": "058",
    "status": "READY",
    "updated_at": "2026-08-10T12:00:00Z"
  },
  "updated_at": "2025-01-05T15:04:05Z"
}

Changes

No recorded changes to this endpoint across all 1 revision of this API.