Loans
post/v1/loan/calculateloanschedule

Request

  • Base URL
    https://api.credilinq.ai
  • URL
    https://api.credilinq.ai/v1/loan/calculateloanschedule
  • Auth
    HTTP bearer

Headers

accept-languagestring

Language of the response, supported languages: en-us, in

Request body

customerReferenceNostring required

Customer Reference number. Each customer has unique reference number. Enter reference number of the customer for whom loan should be created.

  • /^S*$/
loanAmountnumber required

Loan Amount.

  • Support decimal values as well.
loanTerm30 | 45 | 60 | 90 | 120 | 150 | 180 | 210 | 240 | 270 | 300 | 330 | 360 required

Duration of the loan. Based on loan terms selected at the cusomer level, The customer for whom loan is being created should be.

loanType'BNPL' | 'GMV' | 'BNPL_Term' | 'GMV_Term' required

Type of loan.

We support these two types,

  1. BNPL - Buyer Financing

  2. GMV - Seller Financing

Example request

{
  "customerReferenceNo": "c3eb1619-ff24-4773-97d8-b05264621e60",
  "loanAmount": 50000,
  "loanTerm": 30,
  "loanType": "BNPL"
}

Response

Preview Your Loan Details

statusCodenumber required

The HTTP status code of the error

messagestring required

Human-readable message containing all available details about the operation

successboolean required

A boolean indicating whether this was a success response or an error response

Example response

{
  "data": {
    "loanTerm": 30
  }
}

Changes

    • info

      the response's property default value changed from 2026-10-22T10:32:50.369Z to 2026-11-03T05:12:55.498Z for the status

    • info

      the response's property default value changed from 2026-10-13T13:38:11.999Z to 2026-10-22T10:32:50.369Z for the status