Trade verdict for a company

The verdict printed on page one of the Company Report: a grade (low, moderate, high or severe, shown as "Low risk" to "Very high risk"), the answer in a line, the terms that go with it, an illustrative credit limit with its working (the lower of 10% of tangible net worth and 20% of working capital, from the latest plausible balance sheet), the three most serious reasons and four checks to make before signing. The grade is never better than the Health Score's band. No person is named. Partnerships get available: false with the reason. Answers are kept for 15 minutes per company. API Starter and above. The verdict applies stated rules to public records (Companies House filings and the London Gazette as CompanyStack holds them). It is not a credit rating, a credit reference or advice, and it does not predict what the company will do: your own credit policy decides.