US ACH settlement estimate

Estimates when an ACH entry settles at the Federal Reserve, given when you submit it. Same Day ACH uses the three FedACH windows (submission deadlines 10:30 a.m., 2:45 p.m. and 4:45 p.m. ET; settlement 1:00, 5:00 and 6:00 p.m. ET) and the $1,000,000 per-payment limit. Standard ACH settles the next settlement day at 8:30 a.m. ET. Your bank's (ODFI's) cut-offs are earlier than the Fed's.

get/v1/ach/settlement

Request

  • Base URL: https://bankday.dev
  • URL: https://bankday.dev/v1/ach/settlement
  • Auth: HTTP bearer

Query parameters

submitted_atstring

ISO 8601 timestamp with offset (default: now)

typestring

standard (default) | same_day

amountstring

Optional, in USD; same-day entries over $1M fall back to standard

Response

OK

object required

Changes

No recorded changes to this operation across all 1 revision of this API.