---
title: "Zeptopayments (@zeptopayments)"
description: "Account-to-account and Direct Debit payments provider."
account: "zeptopayments"
---

# Zeptopayments

Account-to-account and Direct Debit payments provider.

## APIs

8 public APIs with a stored document.
Each links to its markdown overview; the same address with
`/llms.txt` in place of `.md` lists its operations.
Changes across these APIs: https://skmtc.dev/zeptopayments/feed.md

- [Zepto Payments API](https://skmtc.dev/zeptopayments/apis/zepto-payments-api.md): Payouts: create, list, fetch and cancel payouts, with sandbox failure simulation
- [Zepto API - Add KYC Agreement](https://skmtc.dev/zeptopayments/apis/zepto-api-add-kyc-agreement.md): Payments: record pre-authorised direct debit agreements against bank accounts after KYC
- [Zepto Validate API (Confirmation of Payee)](https://skmtc.dev/zeptopayments/apis/zepto-validate-api-confirmation-of-payee.md): Banking: verify a payee's account name before sending payments via Confirmation of Payee
- [Zepto Clients API (Alpha)](https://skmtc.dev/zeptopayments/apis/zepto-clients-api-alpha.md): Client onboarding: register, list, view and update clients, with merchant category codes
- [Zepto Merchant Reports API](https://skmtc.dev/zeptopayments/apis/zepto-merchant-reports-api.md): Payments reporting: generate download links for merchant settlement reports by date
- [Zepto Investigations API](https://skmtc.dev/zeptopayments/apis/zepto-investigations-api.md): Disputes: list and view cases, accept or reject action requests, upload evidence
- [Zepto PayTo API](https://skmtc.dev/zeptopayments/apis/zepto-payto-api.md): Payments: create PayTo agreements, collect payments, refunds and counterparties
- [Zepto API](https://skmtc.dev/zeptopayments/apis/zepto-api.md): Payments: request, refund and void bank-account payments, manage agreements, contacts and webhooks