---
title: "List Financing Applications"
method: GET
path: "/financing_applications"
tags: ["Financing Applications"]
---

# List Financing Applications

`GET /financing_applications`

## Request

- Base URL: `https://api.whop.com/api/v1`
- URL: `https://api.whop.com/api/v1/financing_applications`
- Auth: HTTP bearer

Lists payment-financing applications. Without `account_id`, an account credential lists its own account and its direct connected accounts, but not deeper descendants, and a user credential lists every account it can read applications for.

## Query parameters

- `account_id` string
- `status` 'requires_collection' | 'awaiting_review' | 'completed' | 'approved' | 'denied'
- `created_before` string
- `created_after` string
- `order` 'created_at' | 'updated_at'
- `direction` 'asc' | 'desc'
- `first` integer
- `after` string
- `last` integer
- `before` string

## Response `200`

Applications returned

- object
  - `data` FinancingApplication[], required
    - `account_id` string, required: The ID of the merchant account applying for payment financing, starting with biz_.
    - `created_at` string, required: When the application was created, as an ISO 8601 timestamp.
    - `feedback` string, nullable: Public review feedback when more information is requested or the application is denied. Internal notes are never included.
    - `id` string, required: The financing application ID, starting with inrq_.
    - `requirements` FinancingRequirement[]
      - `accepted_file_formats` string[], required
      - `field` string, required: The information requested, such as business_description or processing_statements.
      - `file_collection_type` 'none' | 'single' | 'multi', required: Whether the requirement accepts no file, one file, or multiple files.
      - `files` File[], required
        - `blurhash` string, nullable, required: BlurHash placeholder for an image or video. Null when unavailable or removed by moderation.
        - `content_type` string, nullable, required: The original file's MIME type, preserved when removed by moderation, e.g. `application/pdf`.
        - `created_at` string, required: When the file was created, as an ISO 8601 timestamp.
        - `duration_seconds` number, nullable, required: Audio or video duration in seconds. Null when unavailable or removed by moderation.
        - `filename` string, nullable, required: The original filename, including its extension.
        - `height` integer, nullable, required: Image or video height in pixels. Null when unavailable or removed by moderation.
        - `id` string, required: The file's ID, prefixed `file_`.
        - `multipart_chunk_size` integer, nullable: The byte size each part (except the last) must be. Present only on create, and only for multipart uploads.
        - `multipart_upload_id` string, nullable: The ID of the multipart upload, passed back to `complete`. Present only on create, and only for multipart uploads.
        - `multipart_upload_urls` FileMultipartUrl[], nullable
          - `part_number` integer, required: The 1-based index of this part within the multipart upload.
          - `url` string, required: The presigned URL to PUT this part's bytes to.
        - `object` string, required: The type of this object, always `file`.
        - `removed_by_moderation` boolean, required: Whether moderation removed the file. When true, `url` serves a replacement image; filename, size, and content type still describe the original file.
        - `size` integer, nullable, required: The file size in bytes. `null` until the upload has finished.
        - `upload_headers` object: Headers to send with the upload PUT. Present only on create.
        - `upload_status` 'pending' | 'processing' | 'ready' | 'failed', required: Where the file is in its upload lifecycle.
        - `upload_url` string, nullable: Presigned URL to PUT the file's bytes to. Present only on create, and only for single-part uploads.
        - `url` string, nullable, required: A URL to download the file: a permanent CDN URL for public files, a signed expiring URL for private ones. Null until the upload has finished; a replacement image URL when removed by moderation.
        - `visibility` 'public' | 'private', required: `public` files are served via an unsigned CDN URL; `private` files via a signed, expiring URL.
        - `waveform_url` string, nullable, required: Audio waveform URL. Null when unavailable or removed by moderation.
        - `width` integer, nullable, required: Image or video width in pixels. Null when unavailable or removed by moderation.
      - `id` string, required: Requirement ID to use when updating this application's answers.
      - `max_file_size` integer, required: Maximum size in bytes for each uploaded document.
      - `minimum_length` integer, nullable, required: Minimum characters per text answer, when specified.
      - `money` Money, required
        - `amount` string, required: The amount in major units, as an exact decimal string — `"10.00"` is ten dollars. A string so no float rounds it in transit.
        - `currency` string, required: Three-letter ISO 4217 currency code, lowercase.
        - `decimals` integer, required: How many decimal places the amount CARRIES — the precision the charge itself runs at.
        - `display_decimals` integer, required: How many decimal places to SHOW. Usually equal to `decimals`, and deliberately not always: COP is charged in centavos but written in whole pesos, so it is `2` and `0`. Format the number in your own locale using this.
      - `options` string[], required
      - `required` boolean, required: Whether this requirement must be completed before submission.
      - `text_collection_type` 'none' | 'single' | 'multi', required: Whether the requirement accepts no text, one value, or multiple values.
      - `text_format` 'plain' | 'url' | 'email' | 'phone' | 'number' | 'checkbox' | 'dropdown', required: Expected text format. max_product_price uses money instead of values.
      - `values` string[], required
    - `status` 'requires_collection' | 'awaiting_review' | 'completed' | 'approved' | 'denied', required: The application's review state. Approval does not by itself indicate that financing payment methods are enabled on the account.
    - `terms` FinancingTerms
      - `content` string, required: The exact plain-text contract snapshot covered by this version. Present this content, the policies, and the disclosure before collecting acceptance.
      - `disclosure` string, required: Affirmative acceptance statement to present to the merchant.
      - `fees_url` string, required: Additional financing fee information.
      - `policies` string[], required
      - `url` string, required: Source URL for the Splitit contract snapshot.
      - `version` string, required: Content fingerprint to pass as merchant_acceptance.terms_version when submitting.
    - `updated_at` string, required: When the application was last updated, as an ISO 8601 timestamp.
  - `page_info` object, required
    - `end_cursor` string, nullable, required
    - `has_next_page` boolean, required
    - `has_previous_page` boolean, required
    - `start_cursor` string, nullable, required

## Other responses

- `400`: Invalid Parameters
- `401`: Unauthorized
- `403`: Forbidden

## Changes

> 131 revisions in range; 1 not diffed.

- **2026-10-20** `05dbb87e155a`: 1 info
  - endpoint added

[Operation history](https://skmtc.dev/whop/apis/whop-api/changes/financing_applications/get.md)

---

[API](https://skmtc.dev/whop/apis/whop-api.md) · [All operations](https://skmtc.dev/whop/apis/whop-api/llms.txt) · [OpenAPI document](https://skmtc.dev/whop/apis/whop-api/revisions/f1981d34985b?raw)