---
title: "account/funding-options"
method: GET
path: "/account/funding-options"
tags: ["Account Endpoints"]
---

# account/funding-options

`GET /account/funding-options`

## Request

- Base URL: `https://earthnode-dev.vopay.com/api/v2`
- URL: `https://earthnode-dev.vopay.com/api/v2/account/funding-options`
- Auth: none declared

This endpoint returns the ways this account can fund transactions: the VoPay balance, the default operational bank account (when FundMyAccountEnabled) with its settlement time, and credit card (when FundMyAccountCreditCardEnabled) with T+1 settlement.

## Query parameters

- `AccountID` string, required
- `Key` string, required
- `Signature` string, required
- `Currency` string

## Response `200`

- object
  - `Success` boolean, required: True if the request was successful, false if it failed
  - `ErrorMessage` string, required: Contains a description of the error if the request failed
  - `FundingOptions` object, required: Array serialized as a JSON object (JSON_FORCE_OBJECT): numeric string keys '0','1',... Empty {} when no items. Available funding sources
    - `0` object
      - `Source` string, required: Funding source identifier: balance, bank or credit. bank and credit can be passed as the Source parameter of /account/fund-my-account
      - `Name` string, required: Display name of the funding source
      - `Currency` string, required: Currency short form
      - `SettlementTime` string, required: When funds become available: immediately, t1, t2 or t3
      - `FeePerTransaction` string, required: Flat fee charged per funding transaction for this source. 0.00 for balance and credit; the billing subscription's EFT/ACH funding per-transaction rate for bank
      - `FeePercent` string, required: Percentage fee charged on the funded amount for this source. 0 for balance; the billing subscription's EFT/ACH funding processing rate for bank; the funding convenience fee (3) for credit
      - `AccountBalance` string: Current account balance
      - `AvailableFunds` string: Funds currently available
      - `AccountHolderName` string: Account holder of the default operational bank account that would be debited
      - `InstitutionName` string: Institution of the default operational bank account
      - `AccountNumber` string: Masked account number of the default operational bank account
      - `Token` string: Token of the default operational bank account
      - `CreditCardHolderName` string: Cardholder of the default operational credit card that would be charged
      - `CreditCardNumber` string: Masked number of the default operational credit card
      - `CreditCardBrand` string: Brand of the default operational credit card
      - `CreditCardToken` string: Token of the default operational credit card

## Changes

- **2026-11-03** `71f251deb318`: 1 info
  - endpoint added

[Operation history](https://skmtc.dev/vopay/apis/accounts/changes/account/funding-options/get.md)

---

[API](https://skmtc.dev/vopay/apis/accounts.md) - [All operations](https://skmtc.dev/vopay/apis/accounts/llms.txt) - [OpenAPI document](https://skmtc.dev/vopay/apis/accounts/revisions/71f251deb318?raw)