---
title: "Token (@token)"
description: "Account-to-account payments infrastructure for banks and fintechs."
account: "token"
---

# Token

Account-to-account payments infrastructure for banks and fintechs.

## APIs

1 public API with a stored document.
Each links to its markdown overview; the same address with
`/llms.txt` in place of `.md` lists its operations.
Changes across these APIs: https://skmtc.dev/token/feed.md

- [Token.io's Open Banking API for TPPs](https://skmtc.dev/token/apis/token-io-s-open-banking-api-for-tpps.md): Open Banking: connect bank accounts, initiate payments, manage VRP consents, refunds and payouts