---
title: "Start Payment"
method: POST
path: "/v1/accounts/{account_id}/payments/start"
---

# Start Payment

`POST /v1/accounts/{account_id}/payments/start`

## Request

- Base URL: `https://api.textforagents.com`
- URL: `https://api.textforagents.com/v1/accounts/{account_id}/payments/start`
- Auth: none declared

Phase 9.1 payment entry point. With a wallet on file this
is the normal payment request. With NO wallet it returns a
wallet-creation step instead of failing: the payment is
parked, a passkey smart wallet is minted (one device
confirmation by the human), and the payment resumes the
moment the address lands.

## Path parameters

- `account_id` string, required

## Headers

- `authorization` string, nullable

## Request body

- PaymentRequestBody
  - `amount_cents` integer, required
  - `kind` string
  - `save_payment_method` boolean

## Response `201`

Successful Response

- unknown

## Other responses

- `422`: Validation Error

---

[API](https://skmtc.dev/textforagents/apis/textforagents-api.md) · [All operations](https://skmtc.dev/textforagents/apis/textforagents-api/llms.txt) · [OpenAPI document](https://skmtc.dev/textforagents/apis/textforagents-api/revisions/9306ab0e457b?raw)
