---
title: "Stratalize — Project Controls for construction schedules"
method: POST
path: "/api/x402/mortgage-market-benchmark"
---

# Stratalize — Project Controls for construction schedules

`POST /api/x402/mortgage-market-benchmark`

## Request

- Base URL: `https://www.stratalize.com`
- URL: `https://www.stratalize.com/api/x402/mortgage-market-benchmark`
- Auth: none declared

Stratalize — Project Controls for construction schedules. Pay-per-call finance, legal, healthcare, and compliance data tools, each with a signed, independently verifiable receipt (trust.stratalize.com/verify). Mortgage rate benchmarks for lenders, agents, and homebuyers — 30Y and 15Y fixed rates, ARM spreads, points, DTI standards, and affordability index. Source: FRED weekly

## Request body

- object
  - `loan_type` 'conventional' | 'fha' | 'va' | 'jumbo'
  - `state` string

## Response `200`

Paid tool result after on-chain USDC settlement on Base mainnet.

- object

## Other responses

- `402`: Payment required — x402 challenge with PAYMENT-REQUIRED header.

---

[API](https://skmtc.dev/stratalize/apis/stratalize-governed-intelligence-api.md) · [All operations](https://skmtc.dev/stratalize/apis/stratalize-governed-intelligence-api/llms.txt) · [OpenAPI document](https://skmtc.dev/stratalize/apis/stratalize-governed-intelligence-api/revisions/4b19b2558a9d?raw)