--- title: "Price Quote" method: GET path: "/v1/agency/draft_quote/{quote_id}/price" tags: ["Draft Quote"] --- # Price Quote `GET /v1/agency/draft_quote/{quote_id}/price` ## Request - Base URL: `https://api.steadily.com` (the document declares no server; this is the origin it was published from) - URL: `https://api.steadily.com/v1/agency/draft_quote/{quote_id}/price` - Auth: HTTP bearer Get pricing breakdown and details for a quote. ## Path parameters - `quote_id` string, nullable, required ## Query parameters - `include_payment_schedules_breakdown` boolean - `offer_id` string, nullable - `policy_id` string, nullable ## Request body - union - QuoteOfferCreateRequest - `quote_id` string, required - PolicyCreateRequest - `binder_id` string, required - `policy_id` string, nullable: Optional; the binder identifies the policy being issued and this value is not used. - QuoteCreateRequest - `quote_id` string, nullable: Optional - Existing quote ID to clone for rewrites. - `quote` QuoteRequest - `policy_type` 'DP1' | 'DP2' | 'DP3', required - `primary_insured` Policyholder, required - `first_name` string, nullable - `last_name` string, nullable - `suffix` string, nullable: Name suffix such as Jr or II - `company_name` string, nullable - `date_of_birth` string, date, nullable - `phone_number` string, nullable - `email` string, email, nullable: email is marked as nullable, but API callers must always supply a valid email. Missing email will result in a runtime error. - `mailing_address` RalphieModelsAddressAddress: Postal address information for a property - `street_address` string, required - `city` string, required - `state` string, required - `zip_code` string, required - `previous_address` RalphieModelsAddressAddress: Postal address information for a property - `street_address` string, required - `city` string, required - `state` string, required - `zip_code` string, required - `is_military_member` 'yes' | 'no' - `company_types` CompanyTypes: Note: these values are intentionally not mutually exclusive. They work like tags with tag values. - `contracting` 'yes' | 'no' - `operations_beyond_rental_property_ownership_and_maintenance` 'yes' | 'no' - `additional_named_insured` AdditionalNamedInsured[], nullable - `type` 'person' | 'company' | 'trust_or_estate', required - `name` string, required - `address` RalphieModelsAddressAddress, required: Postal address information for a property - `street_address` string, required - `city` string, required - `state` string, required - `zip_code` string, required - `effective_date` string, date: Effective date in YYYY-MM-DD format. Defaults to today. - `policy_details` PolicyDetails, required - `insurance_score_estimate` 999 | 725 | 865 - `is_paperless` 'yes' | 'no' - `occupancy` 'owner_and_tenant' | 'rental' | 'seasonal' | 'vacant' | 'fix_and_flip' | 'landlord_primary_home', required - `similar_insurance_declined` 'yes' | 'no' - `self_reported_claims` SelfReportedClaims[], nullable - `date_of_loss` string, date, nullable: Approximate date of the loss - `loss_reason` 'weather' | 'fire' | 'water_appliance' | 'water' | 'theft' | 'earthquake' | 'liability' | 'medical' | 'other' - `loss_amount_dollars` integer, nullable - `caused_by_catastrophe` 'yes' | 'no' - `unique_tracking_id` string, nullable: Unique ID to track origin of policy - `wind_coverage_excluded` 'yes' | 'no' - `ca_dic` 'yes' | 'no' - `properties` PropertyRequest[] - `property_id` string, nullable - `address` PropertyAddress, required: Postal address information for a property - `street_address` string, required - `city` string, required - `state` string, required - `zip_code` string, required - `county` string, nullable - `county_fips` string, nullable - `lat` number, nullable - `lng` number, nullable - `property_coverages` union[] - union - AdditionalLivingCostsAndFairRentalValueCoverageRequest - … - AllOtherPerilsDeductibleCoverageRequest - … - BedBugInfestationCostReimbursementCoverageRequest - … - HOAFinesCoverageRequest - … - DwellingCoverageRequest - … - LimitedHiddenWaterCoverageRequest - … - LimitedRenovationCoverageRequest - … - LimitedTheftCoverageRequest - … - LossAssessmentCoverageRequest - … - MineSubsidenceCoverageRequest - … - MineSubsidenceDwellingCoverageRequest - … - MineSubsidencePrivateStructuresCoverageRequest - … - MineSubsidenceAdditionalLivingCostsAndFairRentalValueCoverageRequest - … - MoldAndFungusDamageSubLimitCoverageRequest - … - OrdinanceOrLawCoverageRequest - … - PersonalInjuryLiabilityCoverageRequest - … - PersonalPropertyCoverageRequest - … - PrivateStructuresCoverageRequest - … - SinkholeLossDwellingCoverageRequest - … - SinkholeLossPersonalPropertyCoverageRequest - … - SolarPanelCoverageRequest - … - EquipmentBreakdownCoverageRequest - … - ServiceLineCoverageRequest - … - TheftCoverageRequest - … - VandalismOrMaliciousMischiefCoverageRequest - … - WaterBackUpAndSumpOverflowOrDischargeCoverageRequest - … - WaterDamageExclusionCoverageRequest - … - WaterDamageLimitationCoverageRequest - … - WaterDamagePerilsCoverageRequest - … - WindAndHailDeductibleCoverageRequest - … - HurricaneDeductibleCoverageRequest: Request the hurricane-only deductible using a dollar amount or percentage of the dwelling limit. - The product must offer this deductible; submitting the request does not make it available. - … - HurricaneOrNamedStormDeductibleCoverageRequest: Request the deductible covering hurricanes or named storms for a product that offers it. - Amounts use dollars or a percentage of the dwelling limit. - A distinct identifier from the hurricane-only deductible preserves the selected contract when saving. - … - WindstormOrHailExclusionCoverageRequest - … - AnnualPremiumIncreaseCoverageRequest - … - GeneralLiabilityCoverageRequest - … - LiabilityExclusionAnimalCoverageRequest - … - RoofSurfacingExclusionCoverageRequest - … - RoofSurfacingCoverageRequest - … - TrampolineOrReboundingDeviceCoverageRequest - … - CosmeticDamageCoverageRequest - … - TerrorismCoverageRequest - … - OffPremisesLiabilityExtensionRequest - … - DogBiteCoverageRequest - … - HotTubLiabilityExclusionCoverageRequest - … - SwimmingPoolExclusionCoverageRequest - … - PrivateStructuresRoofExclusionCoverageRequest - … - ExtendedReplacementCostCoverageRequest - … - OutdoorApplianceExclusionCoverageRequest - … - FireLightningExplosionSmokeExclusionCoverageRequest - … - `property_manager` PropertyManager - `type` 'person' | 'company', required - `is_additional_insured` 'yes' | 'no' - `name` string, required - `address` RalphieModelsAddressAddress, required: Postal address information for a property - `street_address` string, required - `city` string, required - `state` string, required - `zip_code` string, required - `is_active_manager` 'yes' | 'no' - `property_details` QuotePropertyDetailsRequest - `year_built` integer, nullable: Year Originally Built - `stories` number, nullable - `total_sq_feet` number, nullable: Building Size (Total Square Feet) - `property_type` 'single_family' | 'townhouse_or_rowhouse' | 'duplex' | 'triplex' | 'quadplex' | 'apartment_building' | 'manufactured_or_mobile_home' | 'other' | 'condominium_unit' | 'barndominium_unit' - `confirmed_property_style` 'barndominium_unit' | 'condominium_unit' - `construction_type` 'frame' | 'brick_veneer' | 'brick_or_masonry_or_stone' | 'concrete' | 'log' | 'adobe_or_stucco' | 'asbestos' | 'other' | 'adobe_or_stucco_v2' | 'brick_solid' | 'cedar_siding' | 'cement_fiber_siding' | 'concrete_decorative' | 'concrete_exposed' | 'concrete_stucco' | 'log_v2' | 'metal_siding' | 'pre_engineered_metal' | 'vinyl_siding' - `roof_type` 'asbestos' | 'concrete_or_slate' | 'rubber_or_tar_and_gravel_or_rolled_roof' | 'metal_excluding_tin_or_aluminum' | 'asphalt_shingles' | 'tile' | 'tin_or_aluminum' | 'wood' | 'other' | 'architectural_shingle' | 'three_tab_shingle' | 'wood_shingle_shake' | 'impact_resistant_shingle' | 'clay' | 'concrete' | 'cement_fiber' | 'tile_shake' | 'standing_seam' | 'corrugated_galvanized' | 'painted_rib' | 'copper_shingle' | 'built_up_with_gravel' | 'built_up_without_gravel' | 'membrane' | 'sprayed_polyurethane_foam' | 'slate' | 'synthetic_composite' | 'solar_shingle' - `heating_sources` HeatingSource[], nullable: Heating Sources - `has_barred_windows_over_50_percent` string, nullable - `days_uninsured` integer, nullable - `central_station` 'yes' | 'no' - `wrought_iron_bars` 'yes' | 'no' - `rental_duration` 'long_term' | 'short_term' - `renovation_status` 'under_construction' | 'under_renovation' | 'not_under_renovation' - `pool_trampoline_hot_tub` 'yes' | 'no' - `intermittent_rental` 'yes' | 'no' - `building_quality` 'economy' | 'standard' | 'above_average' | 'custom' | 'premium' - `building_condition` 'excellent' | 'average' | 'fair' - `builder_name` string, nullable: The name of the company that built this property. We currently recognize the following builders: * adams homes * american homes 4 rent * ashton woods homes * beazer homes * betenbough homes * bloomfield homes * brookfield residential properties * castlerock communities * caviness and cates communities * cbh homes * century communities * chesmar homes * clayton properties group * d.r. horton * david weekley homes * drb group * dream finders homes * drees homes * dsld homes * eastwood homes * edge homes * epcon communities * first texas homes * fischer homes * gehan homes * gl homes * great southern homes * green brick partners * hayden homes * highland homes * historymaker homes * holiday builders * hovnanian enterprises * ivory homes * kb home * kolter homes * landsea homes * legend homes * lennar corp. * lgi homes * long lake * m.d.c. holdings * m/i homes * maronda homes * mattamy homes * meritage homes * minto communities * neal communities of southwest florida * nvr * perry homes * pultegroup * rausch coleman homes * shea homes * smith douglas homes * stanley martin homes * stylecraft builders * taylor morrison * the challenger group * the villages of lake sumter * toll brothers * tri pointe homes * true homes * view homes * woodside homes - `electrical_hvac_plumbing_renovated` 'yes' | 'no' - `fire_protection_class` string, nullable: Fire Protection Class - `wind_coverage_exclusion_zone` 'yes' | 'no' - `ca_dic_zone` string, nullable: Which exclusion zone this DIC (Difference in Condition) property falls in, if any. - `foundation_type` string, nullable: Foundation Type - `garages` Garage[], nullable: Garages, one entry per garage. An absent style means the style is unknown rather than attached or built-in. A carport must carry carport_additional_walls; 0 is a valid count. - `carport_additional_walls` integer, nullable: Number of walls enclosing a carport. Only meaningful when style is carport. Null and absent both mean unknown. - `size` string, required: E. g. 1, 1.5, or 3 - `style` 'attached_or_built_in' | 'basement' | 'carport' - `average_wall_height_feet` number, nullable: Average wall height in feet - `bathroom_details` Bathroom[], nullable: Bathroom details - `type` string, required: e. g. Half, Full - `bedrooms` number, nullable: Number of bedrooms - `fireplaces` integer, nullable: Number of fireplaces - `foundation_shape` 'square_rectangle' | 'l_shape' | 't_u_z_shape' | 'h_or_custom_shape' | 'irregular_complex' - `primary_interior_wall_material` 'drywall' | 'plaster' | 'solid_brick' | 'solid_stone' | 'solid_log' | 'concrete_block' | 'adobe' | 'glass_block' | 'studs_only' | 'open_no_wall' - `finished_basement_percent` integer, nullable: Percent of the lowest level finished as living space. Only meaningful when foundation_type or secondary_foundation_type is a basement type; 0 is a real answer (an unfinished basement), distinct from not set. - `kitchens` integer, nullable: Number of kitchens. A dwelling always has at least one, so zero is not an accepted value. - `property_slope` 'none' | 'moderate' | 'steep' - `building_quality_details` BuildingQualityDetails - `cabinets_and_countertops` 'economy' | 'standard' | 'above_average' | 'custom' | 'premium', required - `exterior_features_and_finishes` 'economy' | 'standard' | 'above_average' | 'custom' | 'premium', required - `home_quality_grade` 'economy' | 'standard' | 'above_average' | 'custom' | 'premium', required - `interior_features_and_finishes` 'economy' | 'standard' | 'above_average' | 'custom' | 'premium', required - `wind_mitigation` WindMitigation - `asphalt_shingle_high_wind_rated` string, nullable: Whether the asphalt shingles carry a high-wind rating (ASTM D3161 Class F or ASTM D7158 Class G/H), as the Louisiana form asks in its roof covering system question: yes, no, unknown or not_applicable. yes and no imply the predominant covering is asphalt shingle; not_applicable means it is not. - `deck_attachment` string, nullable: Roof deck attachment method from the wind mitigation form, recording the weakest attachment present as the form instructs. - `document_id` string, nullable: Identifier (a ULID) of the signed inspection form PDF these answers were transcribed from, as returned when the PDF was uploaded for this dwelling. Absent when no form is attached. - `florida_roof_product_approval` string, nullable: Florida-only. The answer to the OIR-B1-1802 form's roof covering product approval question (section 4.2), which asks whether every covering carries a product approval current at installation. This ends up indicating high wind ratings on those products. - `gable_roof_bracing` string, nullable: Whether the gable roof structure bracing is designed and installed to the state building code, from the Louisiana form: yes, no, not_applicable or unknown. not_applicable means the roof has no gable or gambrel shapes. - `has_inspection_document` 'yes' | 'no' - `ibhs_fortified_certificate_document_id` string, nullable: Identifier (a ULID) of the FORTIFIED certificate PDF the designation was read from, as returned when the PDF was uploaded for this dwelling. Absent when no certificate is attached. - `ibhs_fortified_designation` 'bronze' | 'silver' | 'gold' - `ibhs_fortified_designation_type` 'wind_only' | 'wind_and_hail' - `ibhs_fortified_roof` 'existing_roof' | 'new_roof' - `ibhs_fortified_roof_designation_date` string, nullable: The designation date on the FORTIFIED certificate, ISO 8601 (YYYY-MM-DD), carried as a plain string. The certificate expires five years after it. - `ibhs_has_fortified_certificate_document` 'yes' | 'no' - `inspection_date` string, nullable: The date on the signed inspection form, ISO 8601 (YYYY-MM-DD), carried as a plain string. Present whenever inspection answers are; absent when the record carries only the IBHS FORTIFIED certificate. - `opening_protection_class` string, nullable: The level of protection the dwelling's openings are covered to. The Louisiana form allows an unknown answer. - `opening_protection_extent` string, nullable: How much of the dwelling is protected to opening_protection_class. The Louisiana form asks this as its own question, which adds the extents all_except_garage_doors, some_glazed, none and unknown. - `roof_covering_type` string, nullable: The predominant roof covering type from the wind mitigation form. - `roof_install_year` integer, nullable: The year the roof covering was installed, as stated on the wind mitigation form. - `roof_shape` string, nullable: Roof shape from the wind mitigation form. The Louisiana form distinguishes a total hip roof from a partial hip roof. - `roof_slope` string, nullable: Roof slope from the wind mitigation form. - `roof_to_wall` string, nullable: Roof-to-wall connection type from the wind mitigation form, recording the weakest connection present. The Louisiana form also allows none and not_applicable (a metal pan or concrete roof deck). - `sealed_roof_deck` string, nullable: Whether a sealed roof deck / secondary water resistance is present. - `four_point_inspection` FourPointInspection - `active_leak` 'yes' | 'no' - `central_ac` 'yes' | 'no' - `central_heat` 'yes' | 'no' - `document_id` string, nullable: Identifier (a ULID) of the signed inspection form PDF these answers were transcribed from, as returned when the PDF was uploaded for this dwelling. Absent when no form is attached. - `electrical_hazards` string[], nullable: Electrical: the entries ticked in the form's Hazards Present box. - `has_inspection_document` 'yes' | 'no' - `hvac_good_working_order` 'yes' | 'no' - `hvac_hazards` string[], nullable: HVAC: the conditions ticked in the form's Hazards Present box. - `main_panel_type` string, nullable: Electrical: the main panel type, circuit breaker or fuse. - `pipe_types` string[], nullable: Plumbing: the pipe materials ticked on the form. - `primary_heat_source` string, nullable: HVAC: the primary heat source when the dwelling has no central heat. - `prior_leak` 'yes' | 'no' - `roof_covering_material` string, nullable: Roof: the predominant roof covering material. - `roof_damage` string[], nullable: Roof: the visible signs of damage or deterioration ticked on the form. - `roof_install_year` integer, nullable: Roof: the year the predominant roof was installed or replaced, as stated on the form. - `roof_leaks` 'yes' | 'no' - `unsatisfactory_fixtures` string[], nullable: Plumbing: the fixtures and appliance connections the form marks unsatisfactory. - `wiring_conditions` string[], nullable: Electrical: the entries ticked under 'Indicate presence of any of the following' (cloth wiring, knob and tube, branch circuit aluminum and its remediation). - `wiring_types` string[], nullable: Electrical: the wiring types ticked on the form. - `secondary_construction_type` union: A second construction type for a mixed exterior. "none" states that the exterior has no second construction type and is served back once stated; absent means it has not been stated. Sending null clears a previously set secondary construction type, but is deprecated: send "none" instead. - SecondaryConstructionType: A second exterior wall finish covering part of the exterior; construction_type is the primary and covers the rest. - … - 'none' - `secondary_foundation_type` union: A second foundation type for a dwelling on mixed foundations. "none" states that the dwelling has no second foundation type and is served back once stated; absent means it has not been stated. Sending null clears a previously set secondary foundation type, but is deprecated: send "none" instead. A condominium unit has none, so one sent with it is cleared. - SecondaryFoundationType: A second foundation type under part of the dwelling; foundation_type is the primary and covers the rest. - … - 'none' - `property_acknowledgements` PropertyAcknowledgements - `steadily_roof_condition_exclusion_user_agrees_to_all_terms` 'yes' | 'no' - `additional_insured` AdditionalInsured[] - `type` 'person' | 'company' | 'mortgagee' | 'non_institutional_lender' | 'trust_or_estate' | 'homeowner_association', required - `name` string, required - `loan_number` string, nullable: Loan contract number. Comma separated values if there are multiple loan numbers. - `address` RalphieModelsAddressAddress, required: Postal address information for a property - `street_address` string, required - `city` string, required - `state` string, required - `zip_code` string, required - `email` string, email, nullable: Email of the additional insured - `duplicate_address_policies` DuplicateAddressPolicies - `deferral_reason` string, nullable: If set causes deferral of duplicate address lookup until cleared - `lookup_status` 'unknown' | 'started' | 'skipped' | 'failed' | 'succeeded' - `policies` object, nullable - `policy_coverages` union[] - union - MedicalPaymentsCoverageRequest - `name` 'medical_payments', required - `config` union[], required - … - PersonalLiabilityCoverageRequest - `name` 'personal_liability', required - `config` union[], required - … - PremisesLiabilityCoverageRequest - `name` 'premises_liability', required - `config` union[], required - … - `payment` QuotePaymentRequest - `schedule` 'full' | 'full_escrow' | 'mortgagee_billed' | 'semi_annual' | 'quarterly' | 'monthly' | 'monthly_eft', required: | Payment Schedule | Description | | ---------------- | ------------------------------------------- | | full | Client pays in full (paid-in-full discount) | | monthly | Monthly via credit card | | monthly_eft | Monthly via ACH | | mortgagee_billed | Mortgagee billed (Max 1 lender total) | | full_escrow | Deprecated | - `payment_schedule_discount` 'yes' | 'no' - `underwriting` QuoteUnderwritingRequest - `answer` 'yes' | 'no' ## Response `200` Successful Response - QuotePriceResponse: Gives more detailed, pricing breakdown. - `property_premiums` PropertyPriceResponse[], required - `property_id` string, required - `coverage_premiums` CoveragePriceResponse[], required - `coverage_id` string, required - `name` string, required - `premium_cents` integer, required - `taxes_cents` integer, required - `total_cents` integer, required - `premium_cents` integer, required - `taxes_cents` integer, required - `total_cents` integer, required - `minimum_earned_premium_type` 'days' | 'flat_cents' - `minimum_earned_premium_scalar_amount` integer, nullable - `minimum_earned_premium_cents` integer, nullable - `payment_option` PaymentOption, required - `plan` string, required - `label` string, required - `premium_cents` integer, required - `minimum_earned_premium_cents` integer, nullable - `fees_cents` integer, required - `taxes_cents` integer, required - `total_cents` integer, required - `installments` Installment[], required - `amount_cents` integer, required - `due_date` string, date, required - `surcharges` SurchargeResponse[] - `label` string, required: The regulatory label that must be displayed when collecting payment - `state` string, required: The US state this surcharge applies to - `amount_cents` integer, required: The surcharge amount in cents - `rate_basis_points` integer, required: Surcharge rate expressed in basis points (1 basis point = 0.01%) - `applies_to_payment_method` string, required: The payment method this surcharge applies to - `rate_lines` RateLineResponse[], nullable: Named fee and tax lines. Fee line amounts sum to fees_cents and tax line amounts sum to taxes_cents. An empty list means the quote has no fee or tax amounts to itemize; the field is absent when the amounts cannot be itemized. - `key` string, required: Stable lower snake case identifier for the line - `kind` 'fee' | 'tax', required: Whether the amount is part of fees_cents or taxes_cents - `amount_cents` integer, required - `payment_options_available` PaymentOption[], required - `plan` string, required - `label` string, required - `premium_cents` integer, required - `minimum_earned_premium_cents` integer, nullable - `fees_cents` integer, required - `taxes_cents` integer, required - `total_cents` integer, required - `installments` Installment[], required - `amount_cents` integer, required - `due_date` string, date, required - `surcharges` SurchargeResponse[] - `label` string, required: The regulatory label that must be displayed when collecting payment - `state` string, required: The US state this surcharge applies to - `amount_cents` integer, required: The surcharge amount in cents - `rate_basis_points` integer, required: Surcharge rate expressed in basis points (1 basis point = 0.01%) - `applies_to_payment_method` string, required: The payment method this surcharge applies to - `rate_lines` RateLineResponse[], nullable: Named fee and tax lines. Fee line amounts sum to fees_cents and tax line amounts sum to taxes_cents. An empty list means the quote has no fee or tax amounts to itemize; the field is absent when the amounts cannot be itemized. - `key` string, required: Stable lower snake case identifier for the line - `kind` 'fee' | 'tax', required: Whether the amount is part of fees_cents or taxes_cents - `amount_cents` integer, required ## Other responses - `422`: Validation Error ## Changes - **2026-11-02** `f2a5a175e0a9`: 8 warning - removed the request property `anyOf[subschema #3: QuoteCreateRequest]/quote/anyOf[subschema #1: QuoteRequest]/effective_date_timezone` - removed the request property `anyOf[subschema #3: QuoteCreateRequest]/quote/anyOf[subschema #1: QuoteRequest]/insurance_structure` - removed the request property `anyOf[subschema #3: QuoteCreateRequest]/quote/anyOf[subschema #1: QuoteRequest]/previous_policy_id` - removed the request property `anyOf[subschema #3: QuoteCreateRequest]/quote/anyOf[subschema #1: QuoteRequest]/renewal_end_date` - …4 more - **2026-10-28** `06e7c8b79217`: 2 info - added `hurricane_or_named_storm_deductible` discriminator mapping keys to the `anyOf[subschema #3: QuoteCreateRequest]/quote/anyOf[subschema #1: QuoteRequest]/properties/items/property_coverages/items/` request property - added `#/components/schemas/HurricaneOrNamedStormDeductibleCoverageRequest` to the `anyOf[subschema #3: QuoteCreateRequest]/quote/anyOf[subschema #1: QuoteRequest]/properties/items/property_coverages/items/` request property `oneOf` list - …earlier changes not shown [Operation history](https://skmtc.dev/steadily/apis/steadily-partner-api/changes/v1/agency/draft_quote/:quote_id/price/get.md) --- [API](https://skmtc.dev/steadily/apis/steadily-partner-api.md) - [All operations](https://skmtc.dev/steadily/apis/steadily-partner-api/llms.txt) - [OpenAPI document](https://skmtc.dev/steadily/apis/steadily-partner-api/revisions/4cd56efb6497?raw)