---
title: "Get a List of Refresh Subscriptions"
method: GET
path: "/v1/users/{userId}/creditProfile/equifax/subscriptions"
tags: ["Debt Profile"]
---

# Get a List of Refresh Subscriptions

`GET /v1/users/{userId}/creditProfile/equifax/subscriptions`

## Request

- Base URL: `https://sandbox-api.spinwheel.io`
- URL: `https://sandbox-api.spinwheel.io/v1/users/{userId}/creditProfile/equifax/subscriptions`
- Auth: API key in header `Authorization`

This endpoint allows you to get a list of Refresh Subscriptions for a User.

## Path parameters

- `userId` string, required

## Response `200`

Successful response

- CreditProfileEquifaxSubscriptionsResponse
  - `status` ResponseStatus, required
    - `code` number
    - `desc` string
    - `messages` Message[]
      - `desc` string, required
      - `type` 'ERROR' | 'WARN' | 'INFO'
  - `data` CreditProfileEquifaxSubscriptionData[], required
    - `subscriptionId` string, required: Unique identifier of the credit profile subscription
    - `userId` string, required: Spinwheel userId to identify a user (one of userId or extUserId is required).
    - `creditReport` CreditProfileEquifaxCreditReport
      - `type` 'FULL', required: The type of the Equifax credit report, specifying the scope of the credit information retrieved.
    - `creditScore` CreditProfileEquifaxCreditScoreModel
      - `model` 'EquifaxVantageScore3.0' | 'EquifaxFicoStandardScore8', required: The specific scoring model used for the Equifax credit score.
    - `createdOn` number, required: Credit profile subscription created on timestamp
    - `updatedOn` number, required: Credit profile subscription updated on timestamp
    - `refreshFrequency` 'MONTHLY' | 'WEEKLY', required: Frequency of the subscription refresh
    - `nextRefreshOn` number, required: Epoch timestamp of the next subscription refresh

## Other responses

- `400`: Bad request response
- `401`: Unauthorized response
- `404`: User Not Found
- `500`: Internal Server Error

## Changes

- **2026-11-03** `aa032469622f`: 1 info
  - endpoint added

[Operation history](https://skmtc.dev/spinwheel/apis/discover/changes/v1/users/:userId/creditProfile/equifax/subscriptions/get.md)

---

[API](https://skmtc.dev/spinwheel/apis/discover.md) - [All operations](https://skmtc.dev/spinwheel/apis/discover/llms.txt) - [OpenAPI document](https://skmtc.dev/spinwheel/apis/discover/revisions/aa032469622f?raw)