---
title: "Changes to Request a Debt Profile"
method: POST
path: "/v1/users/{userId}/debtProfile"
---

# Changes to Request a Debt Profile

`POST /v1/users/{userId}/debtProfile`

> Every recorded change to this operation, newest first.

## Timeline

Changed in 1 of 2 revisions.

- **2026-11-03** `aa032469622f`: 3 breaking, 7 info

## Changes

- **2026-11-03** `aa032469622f`: 3 breaking, 7 info
  - the response property `data/creditCards/items/balanceDetails` became optional for the status `200`
  - the response property `data/creditCards/items/capabilities` became optional for the status `200`
  - the response property `data/homeLoans/items/capabilities` became optional for the status `200`
  - added the optional property `data/autoLoans/items/capabilities/data/allOf[#/components/schemas/DataCapability]/cardBrand` to the response with the `200` status
  - added the optional property `data/creditCards/items/capabilities/data/allOf[#/components/schemas/DataCapability]/cardBrand` to the response with the `200` status
  - added the optional property `data/creditReports/items/creditScoreDetails/items/factors/items/factorType` to the response with the `200` status
  - added the optional property `data/homeLoans/items/capabilities/data/allOf[#/components/schemas/DataCapability]/cardBrand` to the response with the `200` status
  - added the optional property `data/miscellaneousLiabilities/items/capabilities/data/allOf[#/components/schemas/DataCapability]/cardBrand` to the response with the `200` status
  - added the optional property `data/personalLoans/items/capabilities/data/allOf[#/components/schemas/DataCapability]/cardBrand` to the response with the `200` status
  - added the optional property `data/studentLoans/items/capabilities/data/allOf[#/components/schemas/DataCapability]/cardBrand` to the response with the `200` status

---

[Operation](https://skmtc.dev/spinwheel/apis/discover/docs/v1/users/:userId/debtProfile/post.md) - [API](https://skmtc.dev/spinwheel/apis/discover.md) - [Page](https://skmtc.dev/spinwheel/apis/discover/changes/v1/users/:userId/debtProfile/post)