---
title: "Spinwheel (@spinwheel)"
description: "Consumer credit data platform."
account: "spinwheel"
---

# Spinwheel

Consumer credit data platform.

## APIs

6 public APIs with a stored document.
Each links to its markdown overview; the same address with
`/llms.txt` in place of `.md` lists its operations.
Changes across these APIs: https://skmtc.dev/spinwheel/feed.md

- [Credit Cards](https://skmtc.dev/spinwheel/apis/credit-cards.md)
- [Insights](https://skmtc.dev/spinwheel/apis/insights.md): Vehicle lookup: decode VINs and plates, browse year, make, model and trim data
- [Webhooks](https://skmtc.dev/spinwheel/apis/webhooks.md): Spinwheel partner API: create, list, update and delete webhook endpoints and their headers
- [Pay](https://skmtc.dev/spinwheel/apis/pay.md): Payments: create payment requests, manage payers, transactions and settlement balances
- [Optimize](https://skmtc.dev/spinwheel/apis/optimize.md): Consumer liability data: link bank accounts and fetch loans, credit cards and statement updates
- [Discover](https://skmtc.dev/spinwheel/apis/discover.md): Debt profiles: connect users via SMS, KBA or pre-verified data, pull credit reports and manage refresh subscriptions