---
title: "Get loan details (post application submission)"
method: GET
path: "/backend/{gatewayname}/v1/loan/{unityuserid}/summary/{lid}"
---

# Get loan details (post application submission)

`GET /backend/{gatewayname}/v1/loan/{unityuserid}/summary/{lid}`

Retrieves all the loan-related data points that will help the partner build the servicing dashboard

## Path parameters

- `gatewayname` string, required
- `unityuserid` string, required
- `lid` string, required

## Headers

- `x-gateway-secret` string
- `x-gateway-authtoken` string, required

## Response `200`

200

- object
  - `code` integer
  - `data` object
    - `loanSummary` object
      - `loanType` string — Nature of the loan.
      - `flags` object
        - `isTopUpEnabled` boolean — Deprecated; kept for backward compatibility. Refers to MUTUALFUND.
        - `isTopUpEnabledMF` boolean — Whether MUTUALFUND top-up is enabled.
        - `isTopUpEnabledStocks` boolean — Whether STOCKS top-up is enabled.
        - `isRefreshEnabled` boolean — Relevant for Bajaj Finserv only, where the servicing response is cached; whether the user can trigger a data refresh.
        - `topUpStatus` string — Deprecated; kept for backward compatibility.
        - `topUpVariant` string — CASH or CREDIT_LIMIT.
        - `autoDisbursal` boolean — Present before disbursement; indicates whether disbursement will happen automatically for this loan.
      - `flow` object
        - `repayCash` boolean
        - `withdrawCash` boolean
      - `recentRepayment` object — Only present when a repayment is made via the integrated payment gateway (Bajaj Finserv and DSP only).
        - `amount` number
        - `repaymentType` string
        - `status` string
      - `refreshPolicy` object — Relevant for Bajaj Finserv only, where the servicing response is cached.
        - `cooldownPeriodSeconds` integer
        - `lastRefreshedAt` string
        - `maxRefreshAttempts` integer
        - `nextRefreshAllowedAt` string
        - `remainingRefreshAttempts` integer
      - `dashboardType` string — MUTUALFUND, STOCKS, or COMBINED.
      - `topUpLoans` object[] — Child top-up loans for this loan. assetType identifies MUTUALFUND vs STOCKS.
        - `appreciation` number — Available appreciation on the pledged holdings.
        - `assetType` string
        - `journeyStatus` string — Journey status of the top-up application; same values as the loan application status.
        - `lid` string
        - `topUpStatus` string — NOT_INITIATED, APPLIED, IN_PROGRESS.
        - `topUpVariant` string — CASH or CREDIT_LIMIT.
        - `disbursementTAT` object
          - `soa` object
            - `submittedOnWorkingHours` boolean
            - `time` string
            - `amount` number
            - `disbursementStatus` string — INPROGRESS, COMPLETED, DELAYED.
          - `demat` object
            - `submittedOnWorkingHours` boolean
            - `time` string
            - `amount` number
            - `disbursementStatus` string — INPROGRESS, COMPLETED, DELAYED.
          - `dematPledgingTime` string
      - `disbursementTAT` object
        - `soa` object
          - `submittedOnWorkingHours` boolean
          - `time` string
          - `amount` number
          - `disbursementStatus` string — INPROGRESS, COMPLETED, DELAYED.
        - `demat` object
          - `submittedOnWorkingHours` boolean
          - `time` string
          - `amount` number
          - `disbursementStatus` string — INPROGRESS, COMPLETED, DELAYED.
        - `dematPledgingTime` string
      - `summary` object
        - `availableCash` number
        - `cashWithdrawn` number
        - `countOfPledgedMFs` integer
        - `creditLimit` number
        - `lender` string
        - `loanAccountNumber` string — Empty until the loan is disbursed.
        - `loanNo` string — Empty until the loan is disbursed.
        - `loanId` string — Empty until the loan is disbursed.
        - `maxWithdrawalLimit` number
        - `minWithdrawalLimit` number
        - `rateOfInterest` number
        - `sanctionedLimit` number
      - `transaction` object
        - `recent` object[]
          - `amount` number
          - `date` string
          - `description` string
          - `status` string
          - `type` string
        - `upcoming` object
          - `amount` number
          - `date` string
          - `description` string
          - `linkedBankDetails` object
            - `accountNumber` string
            - `bankName` string
            - `slug` string
          - `type` string
      - `user` object
        - `name` string
        - `unityUserId` string
      - `warnings` object
        - `bouncedInterest` object
          - `amount` number
          - `date` string
          - `detectionDate` string
          - `isActive` boolean
        - `closureInProcess` object
          - `isActive` boolean
        - `shortfall` object
          - `amount` number
          - `detectionDate` string
          - `isActive` boolean
        - `withdrawalInProcess` object
          - `isActive` boolean
  - `message` string

---

[API](https://skmtc.dev/smallcase/apis/graph-performance-api.md) · [All operations](https://skmtc.dev/smallcase/apis/graph-performance-api/llms.txt) · [OpenAPI document](https://skmtc-service-production.skmtc.workers.dev/v1/apis/smallcase/graph-performance-api/revisions/6d2439eafede/schema)