---
title: "Perform a risk assessment for a given provider"
method: POST
path: "/riskAssessments"
tags: ["Transaction Risk Assessment"]
---

# Perform a risk assessment for a given provider

`POST /riskAssessments`

## Request

- Base URL: `https://eu-west-1.api.silverflow.com/v1`
- URL: `https://eu-west-1.api.silverflow.com/v1/riskAssessments`
- Auth: one of:
  - HTTP basic
  - HTTP bearer
- TypeScript: <https://skmtc.dev/silverflow/apis/silverflow-api/docs/riskAssessments/post.ts> (a function with typed inputs; its response is checked against the schema)

This endpoint is used to do a risk assessment outside of the transaction flow. It returns a risk assessment, along with a response from the given provider.

Requires the `riskAsessments:Create` permission.

## Request body

- union
  - FraudioRequest: Fields used for a Fraudio request.
    - `provider` 'fraudio', required: Indicator that risk assessment has been done with Fraudio.
    - `merchantAcceptorKey` string, required: Uniquely identifies a Merchant Acceptor.
    - `card` ComponentsSchemasCardInput, required: Card data
      - `number` string, password, required: Full digits of a card
      - `expiryMonth` integer, required: The month the card expires. January is 1
      - `expiryYear` integer, required: The year the card expires including the century
      - `holderName` string: The name of the cardholder. In case of AVS, value will be trimmed by the scheme if greater than 26 characters (Visa) or 22 characters (Mastercard). For 3DS it will be trimmed if greater than 45 characters . More information here: [Cardholder name restrictions](#section/Cardholder-name-restrictions)
    - `amount` OpenapiComponentsSchemasAmount3, required: An amount encoded as an object with a `value` in minor units and a `currency` code.
      - `value` integer, required: The amount in minor units. For example `$12.34` should be encoded as `1234`. Note that not all currencies have 2 minor units. Some have three or zero.
      - `currency` string, required: An alphabetic ISO-4217 currency code.
    - `chargeType` OpenapiComponentsSchemasChargeType2, required: Describes the kind of charge the merchant wants to submit.
      - `intent` 'purchase' | 'reservation' | 'account-status' | 'payout' | 'payout-status' | 'funding' | 'advice' | 'refund', required: The intention of the cardholder.
      - `cardEntry` 'e-commerce' | 'manual' | 'card-on-file' | 'token' | 'token-on-file' | 'terminal', required: The method used to capture the card details.
      - `order` 'checkout' | 'unspecified' | 'mail' | 'phone' | 'one-click' | 'recurring' | 'ucof' | 'installment' | 'counter', required: The method used to place the order.
      - `sequence` 'initial' | 'subsequent': Required for recurring charges. This field indicates whether a charge is part of a recurring sequence. The initial charge of a recurring sequence should be flagged as `initial`, all subsequent transactions should be flagged as `subsequent` and must be sent to the `/charges/{initialChargeKey}/mit` endpoint. **From November 22, 2026 this field will be removed since it is not used.**
      - `terminalEntryMode` 'contactless' | 'chip': Required when `cardEntry` is `terminal`. This field indicates the method used for PAN entry on the terminal to initiate the transaction.
    - `customer` FraudioCustomer: Details of the customer carrying out the transaction
      - `firstName` string
      - `lastName` string
      - `email` string: A valid email address
      - `phoneNumber` string: An international phone number
    - `localTransactionDateTime` string, date-time: Date and time of the transaction in the local timezone.
    - `authentication` Authentication: Details related to authentication of the transaction
      - `cvc` 'none' | 'match' | 'no-match' | 'not-processed': The result of cvc verification.
      - `avs` 'none' | 'match' | 'partial-match' | 'no-match' | 'not-processed': The result of the AVS verification.
      - `threeDsResult` 'authenticated' | 'non-authenticated' | 'attempt': The result of the 3DS authentication.
    - `authorizationFields` Authorization: The authorization fields received in the ISO response message.
      - `responseCode` string: Contents of field 39
      - `eci` string: E-commerce Indicator
  - CybersourceRequest
    - `provider` 'cybersource', required: Indicator that risk assessment has been done with Cybersource.
    - `merchantAcceptorKey` string, required: Uniquely identifies a Merchant Acceptor.
    - `card` ComponentsSchemasCardInput, required: Card data
      - `number` string, password, required: Full digits of a card
      - `expiryMonth` integer, required: The month the card expires. January is 1
      - `expiryYear` integer, required: The year the card expires including the century
      - `holderName` string: The name of the cardholder. In case of AVS, value will be trimmed by the scheme if greater than 26 characters (Visa) or 22 characters (Mastercard). For 3DS it will be trimmed if greater than 45 characters . More information here: [Cardholder name restrictions](#section/Cardholder-name-restrictions)
    - `amount` OpenapiComponentsSchemasAmount3, required: An amount encoded as an object with a `value` in minor units and a `currency` code.
      - `value` integer, required: The amount in minor units. For example `$12.34` should be encoded as `1234`. Note that not all currencies have 2 minor units. Some have three or zero.
      - `currency` string, required: An alphabetic ISO-4217 currency code.
    - `chargeType` OpenapiComponentsSchemasChargeType2, required: Describes the kind of charge the merchant wants to submit.
      - `intent` 'purchase' | 'reservation' | 'account-status' | 'payout' | 'payout-status' | 'funding' | 'advice' | 'refund', required: The intention of the cardholder.
      - `cardEntry` 'e-commerce' | 'manual' | 'card-on-file' | 'token' | 'token-on-file' | 'terminal', required: The method used to capture the card details.
      - `order` 'checkout' | 'unspecified' | 'mail' | 'phone' | 'one-click' | 'recurring' | 'ucof' | 'installment' | 'counter', required: The method used to place the order.
      - `sequence` 'initial' | 'subsequent': Required for recurring charges. This field indicates whether a charge is part of a recurring sequence. The initial charge of a recurring sequence should be flagged as `initial`, all subsequent transactions should be flagged as `subsequent` and must be sent to the `/charges/{initialChargeKey}/mit` endpoint. **From November 22, 2026 this field will be removed since it is not used.**
      - `terminalEntryMode` 'contactless' | 'chip': Required when `cardEntry` is `terminal`. This field indicates the method used for PAN entry on the terminal to initiate the transaction.
    - `customer` CybersourceCustomer, required: Details of the customer carrying out the transaction
      - `firstName` string, required
      - `lastName` string, required
      - `email` string, required: A valid email address
      - `phoneNumber` string, required: An international phone number
      - `billingAddress` AddressInputAlpha2, required: A physical postal address
        - `countryCode` string, required: The ISO code of the country. **European ISO Country Codes** <details> | Country | Alpha-2 code | Numeric | | ------- | ------------ | ------- | | Åland Islands | AX | 248 | | Andorra | AD | 020 | | Austria | AT | 040 | | Belgium | BE | 056 | | Cyprus | CY | 196 | | Estonia | EE | 233 | | | Finland | FI | 246 | | France | FR | 250 | | French Guiana | GF | 254 | | French Southern Territories | TF | 260 | | Germany | DE | 280 | | Greece | GR | 300 | | Guadeloupe | GP | 312 | | Ireland | IE | 372 | | Italy | IT | 380 | | Kosovo, United Nations Mission in Kosovo (UNMIK) | QZ | 900 | | Latvia | LV | 428 | | Lithuania | LT | 440 | | Luxembourg | LU | 442 | | Malta | MT | 470 | | Martinique | MQ | 474 | | Mayotte | YT | 175 | | Monaco | MC | 492 | | Montenegro | ME | 499 | | Netherlands | NL | 528 | | Portugal | PT | 620 | | Reunion | RE | 638 | | Saint Barthélemy | BL | 652 | | Saint Martin (French Part) | MF | 663 | | San Marino | SM | 674 | | Slovakia | SK | 703 | | Slovenia | SI | 705 | | Spain | ES | 724 | | St. Pierre and Miquelon | PM | 666 | | Vatican City State (Holy See) | VA | 336 | </details> **US ISO Country Codes** <details> | Country | Alpha-2 code | Numeric | | ------- | ------------ | ------- | | American Samoa | AS | 016 | | Bonaire, St. Eusasius and Saba | BQ | 535 | | British Indian Ocean Territory | IO | 086 | | Ecuador | EC | 218 | | Guam | GU | 316 | | Marshall Islands | MH | 584 | | Micronesia, Federated States of | FM | 583 | | Northern Mariana Islands | MP | 580 | | Palau | PW | 585 | | Palestine, State of | PS | 275 | | Puerto Rico | PR | 630 | | Timor-Leste | TP | 626 | | Turks and Caicos Islands | TC | 796 | | U.S. Minor Outlying Islands | UM | 581 | | United States | US | 840 | | Virgin Islands, British | VG | 092 | | Virgin Islands, U.S. | VI | 850 | </details> **Other ISO Country Codes** <details> | Country | Alpha-2 code | Numeric | | ------- | ------------ | ------- | | Afghanistan | AF | 004 | | Albania | AL | 008 | | Algeria | DZ | 012 | | Angola | AO | 024 | | Anguilla | AI | 660 | | Antarctica | AQ | 010 | | Antigua and Barbuda | AG | 028 | | Argentina | AR | 032 | | Armenia | AM | 051 | | Aruba | AW | 533 | | Australia | AU | 036 | | Azerbaijan | AZ | 031 | | Bahamas | BS | 044 | | Bahrain | BH | 048 | | Bangladesh | BD | 050 | | Barbados | BB | 052 | | Belarus | BR | 112 | | Belize | BZ | 084 | | Benin | BJ | 204 | | Bermuda | BM | 060 | | Bhutan | BT | 064 | | Bolivia, Plurinational State of | BO | 068 | | Bosnia and Herzegovina | BA | 070 | | Botswana | BW | 072 | | Bouvet Island | BV | 074 | | Brazil | BR | 076 | | Brunei Darussalam | BN | 096 | | Bulgaria | BG | 100 | | Burkina Faso | BF | 854 | | Burundi | BI | 108 | | Cambodia | KH | 116 | | Cameroon | CM | 120 | | Canada | CA | 124 | | Cape Verde | CV | 132 | | Cayman Islands | KY | 136 | | Central African Republic | CF | 140 | | Chad | TD | 148 | | Chile | CL | 152 | | China | CN | 156 | | Christmas Island | CX | 162 | | Cocos (Keeling) Islands | CC | 166 | | Colombia | CO | 170 | | Comoros | KM | 174 | | Congo | CG | 178 | | Cook Islands | CK | 184 | | Costa Rica | CR | 188 | | Côte D'Ivoire | CI | 384 | | Croatia | HR | 191 | | Cuba | CU | 192 | | Curacao | CW | 531 | | Czech Republic | CZ | 203 | | Democratic Republic of the Congo | CD | 180 | | Denmark | DK | 208 | | Djibouti | DJ | 262 | | Dominica | DM | 212 | | Dominican Republic | DO | 214 | | Egypt | EG | 818 | | El Salvador | SV | 222 | | Equatorial Guinea | GQ | 226 | | Eritrea | ER | 232 | | Ethiopia | ET | 230 | | Falkland Islands (Malvinas) | FK | 238 | | Faroe Islands | FO | 234 | | Fiji | FJ | 242 | | French Polynesia | PF | 258 | | Gabon | GA | 266 | | Gambia | GM | 270 | | Georgia | GE | 268 | | Ghana | GH | 288 | | Gibraltar | GI | 292 | | Greenland | GL | 304 | | Grenada | GD | 308 | | Guatemala | GT | 320 | | Guernsey | GG | 831 | | Guinea | GN | 324 | | Guinea-Bissau | GW | 624 | | Guyana | GY | 328 | | Haiti | HT | 332 | | Heard and McDonald Islands | HM | 334 | | Honduras | HN | 340 | | Hong Kong | HK | 344 | | Hungary | HU | 348 | | Iceland | IS | 352 | | India | IN | 356 | | Indonesia | ID | 360 | | Iraq | IQ | 368 | | Isle of Man | IM | 833 | | Israel | IL | 376 | | Jamaica | JM | 388 | | Japan | JP | 392 | | Jersey | JE | 832 | | Jordan | JO | 400 | | Kazakhstan | KZ | 398 | | Kenya | KE | 404 | | Kiribati | KI | 296 | | Korea, Republic of | KR | 410 | | Kuwait | KW | 414 | | Kyrgyzstan | KG | 417 | | Lao People's Democratic Republic | LA | 418 | | Lebanon | LB | 422 | | Lesotho | LS | 426 | | Liberia | LR | 430 | | Libyan Arab Jamahiriya | LY | 434 | | Liechtenstein | LI | 438 | | Macao | MO | 446 | | Macedonia | MK | 807 | | Madagascar | MG | 450 | | Malawi | MW | 454 | | Malaysia | MY | 458 | | Maldives | MV | 462 | | Mali | ML | 466 | | Mauritania | MR | 478 | | Mauritius | MU | 480 | | Mexico | MX | 484 | | Moldova, Republic of | MD | 498 | | Mongolia | MN | 496 | | Montserrat | MS | 500 | | Morocco | MA | 504 | | Mozambique | MZ | 508 | | Myanmar (effective 1 November 2012) | MM | 104 | | Namibia | NA | 516 | | Nauru | NR | 520 | | Nepal | NP | 524 | | Netherlands Antilles | AN | 530 | | New Caledonia | NC | 540 | | New Zealand | NZ | 554 | | Nicaragua | NI | 558 | | Niger | NE | 562 | | Nigeria | NG | 566 | | Niue | NU | 570 | | Norfolk Island | NF | 574 | | Norway | NO | 578 | | Oman | OM | 512 | | Pakistan | PK | 586 | | Panama | PA | 591 | | Papua New Guinea | PG | 598 | | Paraguay | PY | 600 | | Peru | PE | 604 | | Philippines | PH | 608 | | Pitcairn | PN | 612 | | Poland | PL | 616 | | Qatar | QA | 634 | | Republic of South Sudan | SS | 728 | | Romania | RO | 642 | | Russian Federation | RU | 643 | | Rwanda | RW | 646 | | Samoa | WS | 882 | | Sao Tome and Principe | ST | 678 | | Saudi Arabia | SA | 682 | | Senegal | SN | 686 | | Serbia | RS | 688 | | Seychelles | SC | 690 | | Sierra Leone | SL | 694 | | Singapore | SG | 702 | | Sint Maarten (Dutch Part) | SX | 534 | | Solomon Islands | SB | 090 | | Somalia | SO | 706 | | South Africa | ZA | 710 | | South Georgia and the South Sandwich Islands | GS | 239 | | Sri Lanka | LK | 144 | | Saint Helena, Ascension and Tristan Da Cunha | SH | 654 | | St. Kitts and Nevis | KN | 659 | | St. Lucia | LC | 662 | | St. Vincent and the Grenadines | VC | 670 | | Suriname | SR | 740 | | Svalbard and Jan Mayen | SJ | 744 | | Swaziland | SZ | 748 | | Sweden | SE | 752 | | Switzerland | CH | 756 | | Taiwan | TW | 158 | | Tajikistan | TJ | 762 | | Tanzania, United Republic of | TZ | 834 | | Thailand | TH | 764 | | Togo | TG | 768 | | Tokelau | TK | 772 | | Tonga | TO | 776 | | Trinidad and Tobago | TT | 780 | | Tunisia | TN | 788 | | Turkey | TR | 792 | | Turkmenistan | TM | 795 | | Tuvalu | TV | 798 | | Uganda | UG | 800 | | Ukraine | UA | 804 | | United Arab Emirates | AE | 784 | | United Kingdom | GB | 826 | | Uruguay | UY | 858 | | Uzbekistan | UZ | 860 | | Vanuatu | VU | 548 | | Venezuela, Bolivarian Republic of | VE | 862 | | Vietnam | VN | 704 | | Wallis and Futuna | WF | 876 | | Western Sahara | EH | 732 | | Yemen | YE | 886 | | Zambia | ZM | 894 | | Zimbabwe | ZW | 716 | </details>
        - `stateOrProvince` string: The state (US) or province (non-US) of the address.
        - `city` string, required: The city of the address.
        - `line1` string, required: Address line 1
        - `line2` string: Address line 2
        - `postalCode` string, required: The postal code of the address without any spaces.
    - `localTransactionDateTime` string, date-time: Date and time of the transaction in the local timezone.
    - `authentication` Authentication: Details related to authentication of the transaction
      - `cvc` 'none' | 'match' | 'no-match' | 'not-processed': The result of cvc verification.
      - `avs` 'none' | 'match' | 'partial-match' | 'no-match' | 'not-processed': The result of the AVS verification.
      - `threeDsResult` 'authenticated' | 'non-authenticated' | 'attempt': The result of the 3DS authentication.
    - `authorizationFields` Authorization: The authorization fields received in the ISO response message.
      - `responseCode` string: Contents of field 39
      - `eci` string: E-commerce Indicator

## Response `201`

Risk assessment created

- RiskAssessmentResult: The risk assessment response.
  - `key` string, required: Uniquely identifies a risk assessment.
  - `provider` union, required: The supported risk assessment providers.
    - 'fraudio': Indicator that risk assessment has been done with Fraudio.
    - 'cybersource': Indicator that risk assessment has been done with Cybersource.
  - `merchantAcceptorRef` OpenapiComponentsSchemasAcceptorRef, required: Reference key and status of the acceptor
    - `key` string, required: Uniquely identifies a Merchant Acceptor.
    - `version` integer, required: The version of this object
  - `chargeKey` string: Uniquely identifies a charge.
  - `card` SchemasOutputCard, required: Card data
    - `last4` string, required
  - `amount` OpenapiComponentsSchemasAmount3, required: An amount encoded as an object with a `value` in minor units and a `currency` code.
    - `value` integer, required: The amount in minor units. For example `$12.34` should be encoded as `1234`. Note that not all currencies have 2 minor units. Some have three or zero.
    - `currency` string, required: An alphabetic ISO-4217 currency code.
  - `chargeType` OpenapiComponentsSchemasChargeType2, required: Describes the kind of charge the merchant wants to submit.
    - `intent` 'purchase' | 'reservation' | 'account-status' | 'payout' | 'payout-status' | 'funding' | 'advice' | 'refund', required: The intention of the cardholder.
    - `cardEntry` 'e-commerce' | 'manual' | 'card-on-file' | 'token' | 'token-on-file' | 'terminal', required: The method used to capture the card details.
    - `order` 'checkout' | 'unspecified' | 'mail' | 'phone' | 'one-click' | 'recurring' | 'ucof' | 'installment' | 'counter', required: The method used to place the order.
    - `sequence` 'initial' | 'subsequent': Required for recurring charges. This field indicates whether a charge is part of a recurring sequence. The initial charge of a recurring sequence should be flagged as `initial`, all subsequent transactions should be flagged as `subsequent` and must be sent to the `/charges/{initialChargeKey}/mit` endpoint. **From November 22, 2026 this field will be removed since it is not used.**
    - `terminalEntryMode` 'contactless' | 'chip': Required when `cardEntry` is `terminal`. This field indicates the method used for PAN entry on the terminal to initiate the transaction.
  - `localTransactionDateTime` string, date-time: Date and time of the transaction in the local timezone.
  - `customer` union
    - FraudioCustomer: Details of the customer carrying out the transaction
      - `firstName` string
      - `lastName` string
      - `email` string: A valid email address
      - `phoneNumber` string: An international phone number
    - CybersourceCustomer: Details of the customer carrying out the transaction
      - `firstName` string, required
      - `lastName` string, required
      - `email` string, required: A valid email address
      - `phoneNumber` string, required: An international phone number
      - `billingAddress` AddressInputAlpha2, required: A physical postal address
        - `countryCode` string, required: The ISO code of the country. **European ISO Country Codes** <details> | Country | Alpha-2 code | Numeric | | ------- | ------------ | ------- | | Åland Islands | AX | 248 | | Andorra | AD | 020 | | Austria | AT | 040 | | Belgium | BE | 056 | | Cyprus | CY | 196 | | Estonia | EE | 233 | | | Finland | FI | 246 | | France | FR | 250 | | French Guiana | GF | 254 | | French Southern Territories | TF | 260 | | Germany | DE | 280 | | Greece | GR | 300 | | Guadeloupe | GP | 312 | | Ireland | IE | 372 | | Italy | IT | 380 | | Kosovo, United Nations Mission in Kosovo (UNMIK) | QZ | 900 | | Latvia | LV | 428 | | Lithuania | LT | 440 | | Luxembourg | LU | 442 | | Malta | MT | 470 | | Martinique | MQ | 474 | | Mayotte | YT | 175 | | Monaco | MC | 492 | | Montenegro | ME | 499 | | Netherlands | NL | 528 | | Portugal | PT | 620 | | Reunion | RE | 638 | | Saint Barthélemy | BL | 652 | | Saint Martin (French Part) | MF | 663 | | San Marino | SM | 674 | | Slovakia | SK | 703 | | Slovenia | SI | 705 | | Spain | ES | 724 | | St. Pierre and Miquelon | PM | 666 | | Vatican City State (Holy See) | VA | 336 | </details> **US ISO Country Codes** <details> | Country | Alpha-2 code | Numeric | | ------- | ------------ | ------- | | American Samoa | AS | 016 | | Bonaire, St. Eusasius and Saba | BQ | 535 | | British Indian Ocean Territory | IO | 086 | | Ecuador | EC | 218 | | Guam | GU | 316 | | Marshall Islands | MH | 584 | | Micronesia, Federated States of | FM | 583 | | Northern Mariana Islands | MP | 580 | | Palau | PW | 585 | | Palestine, State of | PS | 275 | | Puerto Rico | PR | 630 | | Timor-Leste | TP | 626 | | Turks and Caicos Islands | TC | 796 | | U.S. Minor Outlying Islands | UM | 581 | | United States | US | 840 | | Virgin Islands, British | VG | 092 | | Virgin Islands, U.S. | VI | 850 | </details> **Other ISO Country Codes** <details> | Country | Alpha-2 code | Numeric | | ------- | ------------ | ------- | | Afghanistan | AF | 004 | | Albania | AL | 008 | | Algeria | DZ | 012 | | Angola | AO | 024 | | Anguilla | AI | 660 | | Antarctica | AQ | 010 | | Antigua and Barbuda | AG | 028 | | Argentina | AR | 032 | | Armenia | AM | 051 | | Aruba | AW | 533 | | Australia | AU | 036 | | Azerbaijan | AZ | 031 | | Bahamas | BS | 044 | | Bahrain | BH | 048 | | Bangladesh | BD | 050 | | Barbados | BB | 052 | | Belarus | BR | 112 | | Belize | BZ | 084 | | Benin | BJ | 204 | | Bermuda | BM | 060 | | Bhutan | BT | 064 | | Bolivia, Plurinational State of | BO | 068 | | Bosnia and Herzegovina | BA | 070 | | Botswana | BW | 072 | | Bouvet Island | BV | 074 | | Brazil | BR | 076 | | Brunei Darussalam | BN | 096 | | Bulgaria | BG | 100 | | Burkina Faso | BF | 854 | | Burundi | BI | 108 | | Cambodia | KH | 116 | | Cameroon | CM | 120 | | Canada | CA | 124 | | Cape Verde | CV | 132 | | Cayman Islands | KY | 136 | | Central African Republic | CF | 140 | | Chad | TD | 148 | | Chile | CL | 152 | | China | CN | 156 | | Christmas Island | CX | 162 | | Cocos (Keeling) Islands | CC | 166 | | Colombia | CO | 170 | | Comoros | KM | 174 | | Congo | CG | 178 | | Cook Islands | CK | 184 | | Costa Rica | CR | 188 | | Côte D'Ivoire | CI | 384 | | Croatia | HR | 191 | | Cuba | CU | 192 | | Curacao | CW | 531 | | Czech Republic | CZ | 203 | | Democratic Republic of the Congo | CD | 180 | | Denmark | DK | 208 | | Djibouti | DJ | 262 | | Dominica | DM | 212 | | Dominican Republic | DO | 214 | | Egypt | EG | 818 | | El Salvador | SV | 222 | | Equatorial Guinea | GQ | 226 | | Eritrea | ER | 232 | | Ethiopia | ET | 230 | | Falkland Islands (Malvinas) | FK | 238 | | Faroe Islands | FO | 234 | | Fiji | FJ | 242 | | French Polynesia | PF | 258 | | Gabon | GA | 266 | | Gambia | GM | 270 | | Georgia | GE | 268 | | Ghana | GH | 288 | | Gibraltar | GI | 292 | | Greenland | GL | 304 | | Grenada | GD | 308 | | Guatemala | GT | 320 | | Guernsey | GG | 831 | | Guinea | GN | 324 | | Guinea-Bissau | GW | 624 | | Guyana | GY | 328 | | Haiti | HT | 332 | | Heard and McDonald Islands | HM | 334 | | Honduras | HN | 340 | | Hong Kong | HK | 344 | | Hungary | HU | 348 | | Iceland | IS | 352 | | India | IN | 356 | | Indonesia | ID | 360 | | Iraq | IQ | 368 | | Isle of Man | IM | 833 | | Israel | IL | 376 | | Jamaica | JM | 388 | | Japan | JP | 392 | | Jersey | JE | 832 | | Jordan | JO | 400 | | Kazakhstan | KZ | 398 | | Kenya | KE | 404 | | Kiribati | KI | 296 | | Korea, Republic of | KR | 410 | | Kuwait | KW | 414 | | Kyrgyzstan | KG | 417 | | Lao People's Democratic Republic | LA | 418 | | Lebanon | LB | 422 | | Lesotho | LS | 426 | | Liberia | LR | 430 | | Libyan Arab Jamahiriya | LY | 434 | | Liechtenstein | LI | 438 | | Macao | MO | 446 | | Macedonia | MK | 807 | | Madagascar | MG | 450 | | Malawi | MW | 454 | | Malaysia | MY | 458 | | Maldives | MV | 462 | | Mali | ML | 466 | | Mauritania | MR | 478 | | Mauritius | MU | 480 | | Mexico | MX | 484 | | Moldova, Republic of | MD | 498 | | Mongolia | MN | 496 | | Montserrat | MS | 500 | | Morocco | MA | 504 | | Mozambique | MZ | 508 | | Myanmar (effective 1 November 2012) | MM | 104 | | Namibia | NA | 516 | | Nauru | NR | 520 | | Nepal | NP | 524 | | Netherlands Antilles | AN | 530 | | New Caledonia | NC | 540 | | New Zealand | NZ | 554 | | Nicaragua | NI | 558 | | Niger | NE | 562 | | Nigeria | NG | 566 | | Niue | NU | 570 | | Norfolk Island | NF | 574 | | Norway | NO | 578 | | Oman | OM | 512 | | Pakistan | PK | 586 | | Panama | PA | 591 | | Papua New Guinea | PG | 598 | | Paraguay | PY | 600 | | Peru | PE | 604 | | Philippines | PH | 608 | | Pitcairn | PN | 612 | | Poland | PL | 616 | | Qatar | QA | 634 | | Republic of South Sudan | SS | 728 | | Romania | RO | 642 | | Russian Federation | RU | 643 | | Rwanda | RW | 646 | | Samoa | WS | 882 | | Sao Tome and Principe | ST | 678 | | Saudi Arabia | SA | 682 | | Senegal | SN | 686 | | Serbia | RS | 688 | | Seychelles | SC | 690 | | Sierra Leone | SL | 694 | | Singapore | SG | 702 | | Sint Maarten (Dutch Part) | SX | 534 | | Solomon Islands | SB | 090 | | Somalia | SO | 706 | | South Africa | ZA | 710 | | South Georgia and the South Sandwich Islands | GS | 239 | | Sri Lanka | LK | 144 | | Saint Helena, Ascension and Tristan Da Cunha | SH | 654 | | St. Kitts and Nevis | KN | 659 | | St. Lucia | LC | 662 | | St. Vincent and the Grenadines | VC | 670 | | Suriname | SR | 740 | | Svalbard and Jan Mayen | SJ | 744 | | Swaziland | SZ | 748 | | Sweden | SE | 752 | | Switzerland | CH | 756 | | Taiwan | TW | 158 | | Tajikistan | TJ | 762 | | Tanzania, United Republic of | TZ | 834 | | Thailand | TH | 764 | | Togo | TG | 768 | | Tokelau | TK | 772 | | Tonga | TO | 776 | | Trinidad and Tobago | TT | 780 | | Tunisia | TN | 788 | | Turkey | TR | 792 | | Turkmenistan | TM | 795 | | Tuvalu | TV | 798 | | Uganda | UG | 800 | | Ukraine | UA | 804 | | United Arab Emirates | AE | 784 | | United Kingdom | GB | 826 | | Uruguay | UY | 858 | | Uzbekistan | UZ | 860 | | Vanuatu | VU | 548 | | Venezuela, Bolivarian Republic of | VE | 862 | | Vietnam | VN | 704 | | Wallis and Futuna | WF | 876 | | Western Sahara | EH | 732 | | Yemen | YE | 886 | | Zambia | ZM | 894 | | Zimbabwe | ZW | 716 | </details>
        - `stateOrProvince` string: The state (US) or province (non-US) of the address.
        - `city` string, required: The city of the address.
        - `line1` string, required: Address line 1
        - `line2` string: Address line 2
        - `postalCode` string, required: The postal code of the address without any spaces.
  - `authentication` Authentication: Details related to authentication of the transaction
    - `cvc` 'none' | 'match' | 'no-match' | 'not-processed': The result of cvc verification.
    - `avs` 'none' | 'match' | 'partial-match' | 'no-match' | 'not-processed': The result of the AVS verification.
    - `threeDsResult` 'authenticated' | 'non-authenticated' | 'attempt': The result of the 3DS authentication.
  - `authorizationFields` Authorization: The authorization fields received in the ISO response message.
    - `responseCode` string: Contents of field 39
    - `eci` string: E-commerce Indicator
  - `result` union, required
    - SchemasFraudioResult: A risk assessment result from Fraudio.
      - `score` number, required: The score of the Fraudio risk assessment.
      - `recommendation` 'green' | 'amber' | 'red', required: The recommendation of the Fraudio risk assessment.
    - CybersourceResult: A risk assessment result from Cybersource.
      - `id` string, required: The id of the Cybersource risk assessment.
      - `score` integer, required: The score of the Cybersource risk assessment.
      - `status` 'ACCEPTED' | 'REJECTED' | 'PENDING_REVIEW' | 'DECLINED' | 'PENDING_AUTHENTICATION' | 'INVALID_REQUEST' | 'AUTHENTICATION_FAILED' | 'CHALLENGE', required: The status associated with the Cybersource risk assessment.
  - `created` string, date-time, required: The date and time this object was created
  - `lastModified` string, date-time: The date and time this object was last modified
  - `status` 'active' | 'archived', required: The status of the object
  - `version` integer, required: The version of this object

## Other responses

- `400`: Bad Request
- `401`: Unauthorized
- `408`: Provider timeout
- `409`: No customer token
- `422`: The server was unable to process the request.
- `500`: Risk provider unexpected error

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[API](https://skmtc.dev/silverflow/apis/silverflow-api.md) - [All operations](https://skmtc.dev/silverflow/apis/silverflow-api/llms.txt) - [OpenAPI document](https://skmtc.dev/silverflow/apis/silverflow-api/revisions/43ecbe4fd6ea?raw)