---
title: "Changes to Estimate Fees for a Payable"
method: POST
path: "/v1/payables/rate-estimates"
---

# Changes to Estimate Fees for a Payable

`POST /v1/payables/rate-estimates`

> Every recorded change to this operation, newest first.

## Timeline

Changed in 1 of 2 revisions.

- **2026-11-03** `9d71f3ec4b5c`: 19 warning, 17 info

## Changes

- **2026-11-03** `9d71f3ec4b5c`: 19 warning, 17 info
  - changed the pattern of the request property `oneOf[subschema #1: New Payable (ACH)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/attachments/items/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #1: New Payable (ACH)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[subschema #2]/attachments/items/allOf[#/components/schemas/shared.NewAttachment]/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #2: New Payable (Check) -> subschema #3: New Payable (Check)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/attachments/items/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #2: New Payable (Check) -> subschema #3: New Payable (Check)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[subschema #2]/attachments/items/allOf[#/components/schemas/shared.NewAttachment]/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #3: New Payable (External) -> subschema #4: New Payable (External)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/attachments/items/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #3: New Payable (External) -> subschema #4: New Payable (External)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[subschema #2]/attachments/items/allOf[#/components/schemas/shared.NewAttachment]/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #4: New Payable (International) -> subschema #5: New Payable (International)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/attachments/items/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #4: New Payable (International) -> subschema #5: New Payable (International)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[subschema #2]/attachments/items/allOf[#/components/schemas/shared.NewAttachment]/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #5: New Payable (PayPal - Limited Availability) -> subschema #6: New Payable (PayPal - Limited Availability)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/attachments/items/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #5: New Payable (PayPal - Limited Availability) -> subschema #6: New Payable (PayPal - Limited Availability)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[subschema #2]/attachments/items/allOf[#/components/schemas/shared.NewAttachment]/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #6: New Payable (Vendor Choice) -> subschema #7: New Payable (Vendor Choice)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/attachments/items/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - changed the pattern of the request property `oneOf[subschema #6: New Payable (Vendor Choice) -> subschema #7: New Payable (Vendor Choice)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[subschema #2]/attachments/items/allOf[#/components/schemas/shared.NewAttachment]/data_uri` from `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingm1.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,` to `^data:(text\/csv|application\/vnd.openxmlformats-officedocument.wordprocessingml.document|image\/jpeg|application\/pdf|image\/png|text\/plain|application\/vnd.openxmlformats-officedocument.spreadsheetml.sheet){1};base64,`
  - added the new `GHS` enum value to the `currency_code_receiver/allOf[#/components/schemas/iso.CurrencyCode]/` response property for the response status `200`
  - added the new `GHS` enum value to the `currency_code_sender/allOf[#/components/schemas/iso.CurrencyCode]/` response property for the response status `200`
  - added the new `GHS` enum value to the `fees/items/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/` response property for the response status `200`
  - added the new `MOP` enum value to the `currency_code_receiver/allOf[#/components/schemas/iso.CurrencyCode]/` response property for the response status `200`
  - added the new `MOP` enum value to the `currency_code_sender/allOf[#/components/schemas/iso.CurrencyCode]/` response property for the response status `200`
  - added the new `MOP` enum value to the `fees/items/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/` response property for the response status `200`
  - added the new `card` enum value to the `payment_method` response property for the response status `200`
  - added `card` mapping keys to the request discriminator
  - added `#/components/schemas/items.payables.card.NewPayableCard` to the request body `oneOf` list
  - added the new `GHS` enum value to the request property `oneOf[subschema #1: New Payable (ACH)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `GHS` enum value to the request property `oneOf[subschema #2: New Payable (Check) -> subschema #3: New Payable (Check)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `GHS` enum value to the request property `oneOf[subschema #3: New Payable (External) -> subschema #4: New Payable (External)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `GHS` enum value to the request property `oneOf[subschema #4: New Payable (International) -> subschema #5: New Payable (International)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `GHS` enum value to the request property `oneOf[subschema #4: New Payable (International) -> subschema #5: New Payable (International)]/allOf[subschema #2]/currency_code_recipient`
  - added the new `GHS` enum value to the request property `oneOf[subschema #5: New Payable (PayPal - Limited Availability) -> subschema #6: New Payable (PayPal - Limited Availability)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `GHS` enum value to the request property `oneOf[subschema #6: New Payable (Vendor Choice) -> subschema #7: New Payable (Vendor Choice)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `MOP` enum value to the request property `oneOf[subschema #1: New Payable (ACH)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `MOP` enum value to the request property `oneOf[subschema #2: New Payable (Check) -> subschema #3: New Payable (Check)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `MOP` enum value to the request property `oneOf[subschema #3: New Payable (External) -> subschema #4: New Payable (External)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `MOP` enum value to the request property `oneOf[subschema #4: New Payable (International) -> subschema #5: New Payable (International)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `MOP` enum value to the request property `oneOf[subschema #4: New Payable (International) -> subschema #5: New Payable (International)]/allOf[subschema #2]/currency_code_recipient`
  - added the new `MOP` enum value to the request property `oneOf[subschema #5: New Payable (PayPal - Limited Availability) -> subschema #6: New Payable (PayPal - Limited Availability)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `MOP` enum value to the request property `oneOf[subschema #6: New Payable (Vendor Choice) -> subschema #7: New Payable (Vendor Choice)]/allOf[#/components/schemas/items.payables.common.CommonNewPayable]/allOf[#/components/schemas/items.common.CommonNewItem]/currency_code/allOf[#/components/schemas/iso.CurrencyCode]/`
  - added the new `card` enum value to the request property `oneOf[subschema #6: New Payable (Vendor Choice) -> subschema #7: New Payable (Vendor Choice)]/allOf[subschema #2]/type_details/allOf[#/components/schemas/items.payables.vendor_choice.PayableVendorChoiceTypeDetails]/delivery_method_choices/items/`

---

[Operation](https://skmtc.dev/routable/apis/routable-api/docs/v1/payables/rate-estimates/post.md) - [API](https://skmtc.dev/routable/apis/routable-api.md) - [Page](https://skmtc.dev/routable/apis/routable-api/changes/v1/payables/rate-estimates/post)