---
title: "Settle a test-mode credit purchase (no real charge)"
method: POST
path: "/v1/billing/test/settle"
tags: ["Billing"]
---

# Settle a test-mode credit purchase (no real charge)

`POST /v1/billing/test/settle`

## Request

- Base URL: `https://ratchetgate.com`
- URL: `https://ratchetgate.com/v1/billing/test/settle`
- Auth: HTTP bearer

Available only while the test billing adapter is active. Idempotent on session_id, exactly as a live provider webhook would be.

## Request body

- object
  - `session_id` string, required
  - `pack_id` 'pack_25' | 'pack_100' | 'pack_500', required

## Response `200`

Default Response

- object

## Other responses

- `400`: Invalid request.
- `401`: Missing or invalid API key.
- `402`: Insufficient prepaid credit.
- `403`: Scope, policy, or budget refusal.
- `404`: Not found.
- `409`: Conflicting state or idempotency-key reuse.
- `413`: Payload too large.
- `429`: Rate limit exceeded.

---

[API](https://skmtc.dev/ratchetgate/apis/ratchet-api.md) · [All operations](https://skmtc.dev/ratchetgate/apis/ratchet-api/llms.txt) · [OpenAPI document](https://skmtc.dev/ratchetgate/apis/ratchet-api/revisions/5712f33c692f?raw)