---
title: "GET /probabilityOfDefault"
method: GET
path: "/probabilityOfDefault"
tags: ["ProbabilityOfDefault", "Probability of Default"]
---

# GET /probabilityOfDefault

`GET /probabilityOfDefault`

## Request

- Base URL: `https://api.railz.ai`
- URL: `https://api.railz.ai/probabilityOfDefault`
- Auth: HTTP bearer

Gets a point in time probability of default for a business.

## Query parameters

- `businessName` string, required
- `serviceName` 'freshbooks' | 'quickbooks' | 'quickbooksDesktop' | 'xero' | 'oracleNetsuite' | 'sageBusinessCloud' | 'sageIntacct' | 'dynamicsBusinessCentral' | 'zohoBooks' | 'byod', required
- `startDate` string
- `endDate` string
- `offset` number
- `limit` number
- `orderBy` string

## Response `200`

- ProbabilityOfDefaultResponseDto
  - `count` number, required
  - `reports` ProbabilityOfDefaultReport[], required
    - `meta` ProbabilityOfDefaultReportMetaData, required
      - `reportId` string, required
      - `serviceName` 'quickbooks' | 'xero' | 'freshbooks' | 'quickbooksDesktop' | 'sageIntacct' | 'sageBusinessCloud' | 'oracleNetsuite' | 'dynamicsBusinessCentral' | 'dynamics365Finance' | 'wave' | 'zohoBooks' | 'myob', required
      - `businessName` string, required
      - `startDate` string, date-time, required
      - `endDate` string, date-time, required
      - `createdAt` string, date-time, required
      - `updatedAt` string, date-time, required
    - `data` ProbabilityOfDefaultData, required
      - `markovPD` number, float
      - `mertonPD` number, float
      - `wilcoxPD` number, float
      - `altmanZScorePD` number, float
      - `aggregatePD` number, float
      - `logitPD` number, float

## Other responses

- `202`: Data in pending state
- `204`: No data available
- `400`: Bad Request Error - Thrown if fields sent via query does not follow specifications
- `401`: Unauthorized - Not logged in or log in expired
- `403`: Forbidden - Not enough permission
- `500`: Server Error

## Changes

- **2026-09-03** `1383b9a47ac9`: 1 info
  - api tag `ProbabilityOfDefault` added
- **2026-08-10** `5cdfae3fa1fa`: 5 breaking, 24 warning, 4 info
  - removed the enum value `myob` from the `query` request parameter `serviceName`
  - removed the enum value `plaid` from the `query` request parameter `serviceName`
  - removed the enum value `shopify` from the `query` request parameter `serviceName`
  - removed the enum value `square` from the `query` request parameter `serviceName`
  - …29 more

[Operation history](https://skmtc.dev/railz/apis/fis-accounting-data-as-a-service-api/changes/probabilityOfDefault/get.md)

---

[API](https://skmtc.dev/railz/apis/fis-accounting-data-as-a-service-api.md) - [All operations](https://skmtc.dev/railz/apis/fis-accounting-data-as-a-service-api/llms.txt) - [OpenAPI document](https://skmtc.dev/railz/apis/fis-accounting-data-as-a-service-api/revisions/1383b9a47ac9?raw)