---
title: "Registered charges (liens)"
method: POST
path: "/kyc/verify/charges"
tags: ["verification"]
---

# Registered charges (liens)

`POST /kyc/verify/charges`

## Request

- Base URL: `https://api.qorpiq.com`
- URL: `https://api.qorpiq.com/kyc/verify/charges`
- Auth: API key in header `x-api-key`

Open vs satisfied registered charges (secured loans / liens) on a company. Credit due-diligence signal.

## Request body

- ChargesRequest
  - `realtime` boolean: Read the record live from MCA instead of our saved copy. Default false: a saved copy that covers this check answers first, and MCA is read live only when we hold no sufficient record. Live reads are available to accounts enabled for them; if a live read cannot run, the saved copy answers and the response says so.
  - `cin` string, required

## Response `200`

Success.

- ChargesResponse
  - `transaction_id` string, uuid: Unique id for this request, echoed in the X-Transaction-Id header.
  - `check` string
  - `cin` string
  - `company_name` string
  - `has_open_charges` boolean
  - `open_charges_count` integer
  - `total_charges` integer
  - `charges` object[]
    - `charge_id` string, nullable
    - `holder` string, nullable
    - `amount` string, nullable
    - `status` string, nullable
    - `creation_date` string, nullable
    - `satisfaction_date` string, nullable
    - `open` boolean
  - `timestamp` integer: Response time (epoch ms).

## Other responses

- `400`: Invalid request body or parameters.
- `401`: Missing or invalid x-api-key.
- `402`: Balance too low for this call. Add money to your QorpIQ balance to continue (reason credit_balance_exhausted is kept for compatibility).
- `404`: No matching record found.
- `503`: MCA data source temporarily unavailable.

---

[API](https://skmtc.dev/qorpiq/apis/qorpiq-kyc-kyb-api.md) · [All operations](https://skmtc.dev/qorpiq/apis/qorpiq-kyc-kyb-api/llms.txt) · [OpenAPI document](https://skmtc.dev/qorpiq/apis/qorpiq-kyc-kyb-api/revisions/5a9c792b6c06?raw)