---
title: "Bank / credit card / phone plan / SSN routes that work without an SSN, with branches, sources and dates."
method: GET
path: "/v1/newcomer/options"
tags: ["rental_readiness"]
---

# Bank / credit card / phone plan / SSN routes that work without an SSN, with branches, sources and dates.

`GET /v1/newcomer/options`

## Request

- Base URL: `https://www.putroots.com`
- URL: `https://www.putroots.com/v1/newcomer/options`
- Auth: one of:
  - HTTP bearer
  - HTTP bearer

The doors a newcomer has to walk through besides the apartment: opening a bank account, a credit card, a phone plan, or getting an SSN — specifically the routes that work without an SSN or US credit history. Returns real branches and stores (address, hours, phone) plus the no-branch options, each with its source and the date it was checked, and our firsthand account where we did it ourselves.

## Query parameters

- `topic` 'bank' | 'card' | 'sim' | 'ssn', required

## Response `200`

OK

- object
  - `source` unknown, required
  - `fetched_at` string, date-time, required
  - `topic` string, required
  - `places_total` integer, required
  - `places` object[], required
  - `options` object[], required
  - `prefNote` string, nullable
  - `prefScope` string, nullable

## Other responses

- `400`: Bad input — error says which field.
- `401`: No key / bad token.
- `403`: Key is fine but not for this: pending approval, revoked, scope missing, or an operation only the renter's own account may call.
- `404`: No such lead / hand-off / listing under this key.
- `409`: Conflict: the code is already registered.
- `429`: Rate limited; Retry-After in seconds.

---

[API](https://skmtc.dev/putroots/apis/putroots-api.md) · [All operations](https://skmtc.dev/putroots/apis/putroots-api/llms.txt) · [OpenAPI document](https://skmtc.dev/putroots/apis/putroots-api/revisions/a859d719878d?raw)